Job description
At Goldschmitt and Associates LLC (G&A), we’re not just another company—we’re a catalyst for innovation and impact, and we’re inviting passionate, forward-thinking individuals to join us on this journey. Recognized multiple times on the Inc 5000 list of the fastest-growing companies, G&A is a leader in tech transformation and system modernization for some of the nation’s most important federal agencies.
Our culture is built on creativity and collaboration. We offer flexible schedules, telework options, and an environment where your ideas truly matter. At G&A, you won’t just clock in—you’ll be solving real-world challenges and working on projects that make a difference in the lives of millions.
Joining our team means becoming part of a vibrant, connected community where innovation thrives, your voice is heard, and your impact is felt. Whether you’re a tech enthusiast, a strategic thinker, or a problem-solver, at G&A, you’ll have the opportunity to level up your career while making a real-world impact.
If you’re ready to be part of a company that values purpose as much as progress, G&A is the place for you!
Summary:
The Account Adjuster is responsible for maintaining the financial integrity and accuracy of the institution’s Federal Perkins Loan portfolio. This role performs detailed borrower account analysis, processes financial adjustments, reconciles loan activity to the general ledger and Perkins revolving fund, and prepares financial reports to support institutional and federal compliance requirements. Account Adjusters directly support Loan Analysts by providing accurate, audit-ready account data, variance explanations, and timely adjustments that inform portfolio analytics, forecasts, and compliance reporting.
This position requires strong analytical skills, knowledge of loan accounting principles, and the ability to interpret federal regulations governing the Perkins Loan Program. This role collaborates closely with Loan Analysts to translate operational findings into actionable insights for trend analysis and decision support.
This position is remote. The anticipated salary range for this position is $62,000.00 - $70,000.00.
Job Duties and Responsibilities:
Review and analyze Perkins Loan borrower accounts to identify discrepancies involving principal, interest accrual, late fees, collection costs, and payment applications
Process complex account adjustments, including:
Interest recalculations
Payment reversals and corrections
Deferment and forbearance updates
Loan cancellations (employment-based, military, etc.)
Rehabilitation and write-off adjustments
Ensure all adjustments are fully documented and supported in accordance with federal regulations and institutional audit standards
Coordinate resolution of account discrepancies with third-party servicers or collection agencies
Experience managing contract modification activities, change requests, and deliverable updates
Provide Loan Analysts with reconciled borrower-level data and adjustment summaries to enhance cohort, delinquency, and recovery analyses
Flag systemic issues and data anomalies to inform analysts’ root-cause reviews and modeling assumptions
Supply timely adjustment evidence and narratives that underpin analysts’ variance analyses and management reporting
Reconcile the Perkins Loan servicing system to the institution’s general ledger and revolving fund on a monthly and quarterly basis
Prepare and validate financial reports including:
Outstanding principal and accrued interest
Delinquency and default aging reports
Cash receipts and collection activity
Cancellation and rehabilitation activity
Investigate and resolve variances between servicing reports and accounting systems
Support year-end close processes and assist in preparation of financial statements and required federal reporting
Provide documentation and schedules for internal and external audits
Ensure compliance with Federal Perkins Loan Program regulations and institutional policies
Monitor account activity to ensure proper billing, collection due diligence, and regulatory timelines are met
Maintain audit-ready records for all financial transactions and account adjustments
Identify process weaknesses and recommend improvements to strengthen internal controls and reporting accuracy
Perform quality reviews of account transactions and portfolio data
Monitor trends in delinquency, deferment, forbearance, cancellation, and default activity
Assist with data validation during system upgrades or servicing transitions
Deliver validated datasets, data dictionaries, and data lineage notes that increase analysts’ confidence in metrics
Surface data quality findings and trend signals that guide analysts’ segmentation, stratification, and scenario analyses
Partner on UAT test cases and signoffs to ensure analytical reports remain accurate through system changes
Necessary Skills and Knowledge:
Knowledge of GAAP, federal regulations, and compliance frameworks
Strong communication, analytical skills, attention to detail, and the ability to meet strict deadlines
Minimum Qualifications:
Possess at least 2 years of related experience
Possess proven experience in business or accounting management within loan servicing or finance
Possess a high school diploma or similar accredited certification, such as the GED
Proficiency in financial reporting systems and reconciliation tools
Possess the ability to obtain and maintain a Public Trust clearance
Preferred Qualifications:
Possess a Bachelor's degree in Finance, Accounting, or a related field; alternatively possess the equivalent of education and/or experience
Possess at least 2 years of experience in loan servicing, accounting, or financial reconciliation
Experience in an administrative support leadership role directing and managing teams on a federal student loan servicing contract
Experience executing operational accounting tasks on a federal student loan servicing contract
Expert-level knowledge of Microsoft Excel
Intermediate-level knowledge of Microsoft Word
NOTE: This job description is not intended to be an exhaustive list of all duties, responsibilities or qualifications associated with the job. It is intended to describe the general nature and work responsibilities of the position. This job description and the duties of this position are subject to change, modification and addition as deemed necessary by the Company.
Goldschmitt and Associates offers the following benefits:
401(k) with immediate vesting
Paid Federal Holidays
Tuition Reimbursement
Medical Insurance, including Vision and Dental Insurance
Employer-Paid Short-Term and Long-Term Disability
Employer Paid Life Insurance
Supplemental Life Insurance
FSA/HSA Programs
Commuter Benefits Program
Adoption Assistance Program
Employee Assistance Program (EAP)
Caregiver Support Program
Health Advocacy Program
Financial Wellbeing Support
Goldschmitt and Associates is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.
Originally posted on Himalayas
Who can apply
Eligible countries: United States. Accepted UTC offsets: UTC-10, UTC-9, UTC-8, UTC-7, UTC-6, UTC-5, UTC+14. Review the full description for employer-specific work authorization, residency and schedule requirements.