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Apple Ford White Bear Lake

Automotive Commercial Retail & Finance Manager

white bear lake, MN

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About this opportunity

Apple Ford White Bear Lake lists this Automotive Commercial Retail & Finance Manager opportunity in white bear lake, Minnesota. Review the employer’s description below for duties, qualifications and application requirements.

Job description

Automotive Commercial Retail & Finance Manager

Company: Apple Ford White Bear Lake

Compensation: $63,000.00 - $120,000.00

Are you looking for a company that Supports You and Your Family, Encourages You to Make a Difference, and helps Champion Your Lifelong Journey? Then you need to look at Apple Autos.

Apple Autos is a 6-brand, 7 location automotive company founded on the belief that people come before profit. Our Vision is to be Famous for Extraordinary Customer Experiences with People who are Empowered to Create Growth and Loyalty for a Lifetime.

We are seeking an experienced, driven, and customer-focused Automotive Commercial Retail & Finance Manager to lead the finance process for our Commercial Vehicle Department while supporting our retail finance operations. This is an exciting opportunity for a professional who excels at structuring complex commercial transactions, building lender relationships, training team members, and ensuring an exceptional customer experience.

The ideal candidate will have automotive finance experience, strong commercial lending knowledge, excellent organizational skills, and the ability to thrive in a fast-paced dealership environment.

What You’ll Do

Commercial Finance & Sales Support

Partner with Commercial Account Managers (CAMs) to structure and finalize commercial vehicle transactions.

Submit deals to banks, finance institutions, and leasing companies while securing approvals and ensuring timely funding.

Present and sell finance and insurance products including extended service contracts, protection packages, warranties, and other aftermarket offerings.

Guide commercial customers through financing, leasing, and fleet acquisition options.

Coordinate and manage out-of-stock purchases for leasing companies, overseeing the process from request to vehicle delivery.

Ensure all commercial transactions are completed accurately, compliantly, and efficiently.

Commercial Operations & Inventory Management

Assist with vehicle order submissions and tracking.

Monitor incoming inventory, update order status reports, VIN assignments, and estimated delivery dates.

Prepare sold units for arrival to support quick inventory turns and customer deliveries.

Collaborate with sales and management teams on inventory planning and forecasting.

Leadership & Training

Train and develop new Commercial Account Managers on: Commercial financing

Commercial leasing and TRAC leases

Extended service plans

Deal structure and compliance

Commercial sales processes and documentation

Serve as an ongoing resource for finance and sales team members by answering questions and providing guidance.

Help improve processes and support continuous department growth.

Retail Finance Support

Provide coverage in the main Finance Department during vacations, scheduling conflicts, and unexpected absences.

Submit, process, and deliver retail finance deals.

Assist with funding and collections activities, including managing unfunded contracts.

Support finance managers and dealership leadership with special projects and operational needs.

Maintain compliance with all dealership, lender, state, and federal regulations.

What You’ll Bring

Previous automotive Finance & Insurance (F&I) experience required.

Commercial vehicle, fleet, truck, or business lending experience preferred.

Strong understanding of commercial financing, leasing, and lender programs.

Proven ability to present and sell vehicle protection products and finance products.

Excellent communication, customer service, and relationship-building skills.

Strong organizational and time management abilities.

Ability to train, mentor, and develop team members.

Detail-oriented with the ability to manage multiple priorities simultaneously.

Experience with dealership management systems and lender portals preferred.

Benefits

Competitive Pay

Flexible Working Hours

Advancement Opportunities

Professional and Respectful Work Environment

Medical, Vision, Dental, Health Savings Account, Flexible Spending Account

Company Paid Life Insurance along with Voluntary Life and Disability

Health Club Reimbursement

New and Used Vehicle, Parts, and Service Discounts

Vacation, Holiday, Volunteer Time Off

401k with a Company Matching Contribution

Employee Assistance programs

Why Work for Apple Autos

We strive to make a positive impact in our world, you will get the opportunity to give back.

Internal promotions, we offer our employees the opportunity to advance internally.

We encourage teamwork,positivity, and kindness.

Learning and development programs are available.

We empower our employees to do what is best for our customers, and other employees.

Continually giving back to our employees for all their hard work that does not go unnoticed. We offer a variety of fun events to say thank you to our most important assets, our amazing employees.

EEO Statement:

We are an equal opportunity employer and prohibit discrimination/harassment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

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