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Madison-Davis, LLC

AVP, Underwriter / Credit Analyst – Commercial Real Estate (CRE)

san francisco, CA

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Job description

Base pay range

$70,000.00/yr - $100,000.00/yr

Overview

A well‑established financial institution is seeking an AVP‑level Underwriter / Credit Analyst to support its expanding Commercial Real Estate lending activities on the West Coast. This role offers a blend of underwriting, portfolio management, and client‑facing exposure as part of a collaborative, deal‑driven team. The position provides strong visibility with senior lenders and the opportunity to influence credit decisions within a growing regional platform. Ideal for candidates who enjoy hands‑on analysis and partnership with frontline relationship managers.

Key Responsibilities

Partner with relationship managers to assess new CRE lending opportunities and support strong borrower engagement.

Perform full‑scope underwriting for commercial real estate loans, including financial modeling, deal structuring, and risk assessment.

Prepare new loan proposals, annual reviews, and credit memoranda for approval workflows and committee discussions.

Participate in client meetings, property tours, and joint calls to deepen understanding of transaction details and borrower needs.

Review loan documentation and ensure alignment with internal lending standards, credit policies, and regulatory requirements.

Assist with loan closings by coordinating documentation, systems entry, and compliance checks.

Maintain ongoing portfolio monitoring, including covenant tracking, risk identification, and periodic credit reviews.

Uphold internal credit, compliance, and operational policies to ensure disciplined underwriting practices.

Support onboarding of new commercial clients and assist in account setup processes when required.

Provide analytical and process support to senior lenders and contribute to overall lending efficiency.

Seniority level

Mid‑Senior level

Employment type

Full‑time

Job function

Finance

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Worksite address

san francisco, CA, 94199, US

Who can apply

Review the original listing for work authorization, qualifications and employer requirements.

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