About this opportunity
D.L. Evans Bank lists this Branch Manager opportunity in provo, Utah. Review the employer’s description below for duties, qualifications and application requirements.
Job description
Job Description
The Branch Manager is responsible for directing and administering the operational and commercial lending efforts of the branch. He or she ensures that established policies and procedures are followed and oversees the provision of a full range of services to customers and prospective customers. He or she is also responsible for receiving, reviewing, and evaluating commercial and consumer loan requests. The Branch Manager meets with applicants to explain credit policies and to obtain loan information and documentation, monitors and reviews construction and development loans, and helps with collection activities. He/she ensures that customers are promptly and professionally served and provides general bank information; cross-sells services; and hires, supervises, trains, and assists staff when necessary. In addition, he/she is responsible for business development and marketing of existing and prospective accounts.
Qualifications
High school diploma or GED required; Bachelor's degree in Business, Finance, or related field preferred
At least five years of commercial lending experience required
Active license number with the Nationwide Mortgage Licensing System and Registry or the ability to obtain such
Supervisory experience preferred
Understanding of financial analysis and determination of credit worthiness required
Knowledge of Bank lending and collections programs, policies, and procedures required
Proven track record of community/civic/trade organization involvement and business development
Familiarity with property management and maintenance procedures preferred
Highly trustworthy and security conscious
Strong interviewing skills
Excellent written and verbal communication skills
Strong analytical skills
Able to use financial calculator and related computer applications and business machines
Responsibilities
Ensures that customers' requests and questions are promptly resolved
Completes required reports and records accurately and promptly
Maintains the professional reputation of D.L. Evans Bank
Interviews, takes applications, and processes preliminary documentation on loan requests, discussing loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers
Completes lending operations in accordance with established Bank policies and legal requirements
Informs customers of Bank loan policies and services
Coordinates functions with related departments and Branches and provides support as needed
Keeps management informed of area activities and any significant problems or concerns
Attends and participates in meetings and committees as required
Serves as a representative for D.L. Evans Bank in the community
Analyzes and evaluates loan requests and approves loan within specified limits or prepares written submission for consideration by the Senior Lender, Regional Credit Officer, or Senior Loan Committee if over individual limit
Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problemsHelps review construction loan advances on commercial properties
Conducts property inspections as assigned
Reviews loan reports to identified maturing or matured loans and is proactive in completing renewal paperwork or processing a decline
Helps with the collection of delinquent accounts
Establishes and maintains effective and professional business relations with customers and trade professionals
Educates customers regarding bank products and services requested and how they can better serve their individual financial needs
Meets with applicants whose loans are denied and explains reasons and alternatives
Attends assigned training sessions and stays current on new procedures and policies
Markets commercial loans and cross-sells other bank products and services
Stays informed regarding changes in lending standards and related legal requirements
Supervises work scheduling and workflow of daily routine operations
Ensures that branch operations are conducted in accordance with established Bank policies and with legal and regulatory requirements
Ensures branch security
Provides leadership through effective objective setting and communication
Ensures that personnel are well trained in all phases of their respective jobs
Directly supervises branch personnel ensuring that high quality work and efficiency in operations are maintained
Counsels customers regarding their financial needs and services requested
Company Description
D.L. Evans Bank is a community bank and has been since 1904. For many years, we have provided premier banking services to the residents of Southern Idaho and Northern Utah while fostering a working environment for our employees dedicated to teamwork and excellent customer service.
D.L. Evans Bank is an Equal Opportunity Employer – veterans/individuals with disabilities. VEVRAA Federal Contractor. EOE/AA/Vets/IWD.
Benefits
Medical Insurance
Dental Insurance
Vision Insurance
FSA
401(k)
Employee Stock Ownership Plan
Paid Vacation
Sick Time
Life Insurance
Long-term Disability Insurance
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Worksite address
provo, UT, 84605, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.