About this opportunity
First National Bank Of Pennsylvania lists this Business Banking Underwriting Team Leader opportunity in town of charlotte, New York. Review the employer’s description below for duties, qualifications and application requirements.
Job description
Primary Office Location
401 S Graham St. Charlotte, North Carolina. 28202.
Position Title
Business Banking Underwriting Team Leader
Business Unit
Credit Reports
Position Overview
Manages a team of Business Banking Underwriters who prepare financial analyses for current and prospective commercial loan customers and make recommendations as to the creditworthiness of borrowers within a designated region. Communicates and executes credit underwriting risk strategies while ensuring compliance with regulatory guidelines. Responsible for the quality of underwriting and ongoing performance metrics for team. Position will have approval authority and recommend appropriate structures and risk/ mitigants where applicable.
Primary Responsibilities
Manages a team of Business Banking Underwriter and ensure group wide performance and portfolio metrics are achieved.
Provides training and guidance in completion of credit analyses for direct reports and other team members, including Business Banking Relationship Managers.
Manages, distributes and monitors workflow for assigned regional team of underwriters.
Reviews output from direct reports and makes recommendations for improvements.
Analyzes the creditworthiness of borrowers, identifies key credit issues and prepares full written analysis according to available information and established policies and procedures accurately and timely including completion of the entire underwriting document and all components thereof with the focus on larger relationships and the most complex transactions with limited oversight.
Acts as a senior loan adjudication resource in the Business Banking Loan process within prescribed lending authority and credit risk appetite.
Works with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines.
Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required
BA or BS
Minimum # of Years of Job Related Experience Required
7
Skills Required
Excellent project management skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Excellent customer service skills
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
Exceptional knowledge wide range of Commercial and Investment Real Estate lending and underwriting practices
Past credit approval authority preferred
Licensures/Certifications Required
N/A
Physical Requirements or Work Conditions Beyond Traditional Office Work
Travel may be required on occasion
Equal Employment Opportunity (EEO)
It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace. FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.
Company Culture
A culture of teamwork. A history of success. As a leading diversified financial services company, F.N.B. Corporation (FNB) offers a wide range of opportunities for individuals who want to grow their careers. The FNB team is a group of highly qualified professionals who work together to provide comprehensive financial solutions across our corporate footprint, which includes Pennsylvania, Ohio, Maryland, West Virginia, Virginia, North Carolina, and South Carolina. Our consistent recognition as a best place to work and top workplace by our own employees symbolizes the outstanding culture we represent.
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Who can apply
Review the original listing for work authorization, qualifications and employer requirements.