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Job description
Experience Required
n5 - 20 years
nMinimum Education Required
nHigh School Diploma/G.E.D.
nCompensation
n$7.25 / hourly
nHours Per Week
n40
nNumber Of Positions
n1
nWork Schedule and Shift Requirements
nFirst (Day)
nJob Description
nDescription
n"Republic Bank believes in the development and advancement of our associates. We offer the opportunity to learn all aspects of the company to prepare for future advancement. Come join our team for a career, not just a job!"
nGrade 14
nAbout Republic Bank
nRepublic Bank's values are built upon making an IMPACT for our clients, our associates and the communities we serve. (IMPACT stands for Innovate for the Future, Make it Easy, Provide Exceptional Service, Acknowledge & Celebrate Success, Commit to Caring and Thrive Together) The associates of Republic Bank are the key to our success as an organization and we value our associates. It's one of the reasons we've been named as one of the Best Places to Work in Kentucky for ten years! For more information about the company, please visit
nPOSITION PURPOSE AND OBJECTIVES
nThe Commercial Banking Officer is responsible for calling on business banking clients for depository, lending, and fee-based opportunities in the Bank's market. This position will have C&I, Commercial Real Estate and Depository production and growth goals. Targeted clients will be operating companies with $1 million to $10 million and higher in annual revenue.
nApplicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.
nMINIMUM QUALIFICATIONS
nnnMinimum of 5 years banking experience with at least 1 year of direct business lending experience required.
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nnDemonstrates proficient knowledge and ability in underwriting business loans involving commercial real estate, accounts receivable, inventory, and equipment required.
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nnPrevious experience with working capital lines of credit and letters of credit required.
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nnPrevious experience working with the Small Business Administration and their various loan programs required.
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nnMust be Proficient in Microsoft Office products and internet applications.
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n nESSENTIAL JOB FUNCTIONS AND RESPONSIBILITIES
nnnPrimarily focused on new business development by sourcing, developing, and documenting calls on prospective customers and referral sources.
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nnManage commercial banking relationships, including analyzing business financials, having a detailed understanding of the business and their income statement and balance sheet.
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nnNegotiate and structure new loan terms and manage renewal opportunities.
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nnWork closely with Treasury Management to identify and structure depository opportunities.
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nnManagement of portfolio delinquencies within assigned and/or developed portfolio.
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nnWork closely with associates with Merchant Services and Credit Card to develop opportunities.
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nnBe involved in the community through volunteerism on civic and non-profit boards.
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nnSupport the collection of past due loans.
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nnObtain annual financial statements for commercial credit analyst's evaluation.
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nnRespond to referrals from Senior Management of the Bank, and the company and others.
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nnMaintain and enhance the relationships with the Bank's customers and referral sources.
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nnResponsible for cross selling all company products and services.
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nnLearn the credit culture of Republic Bank in order to present appropriate credits for approval.
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nnMaintain a working knowledge of compliance requirements affecting your position and area of responsibilities and actively learn new regulations and assist in the implementation, if required.
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nnM Odel and foster behaviors that support the Bank's values and corporate culture creating an atmosphere of trust, cooperation, accountability, and dedication to the organization.
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nnWillingly perform all other duties and projects as assigned.
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n nINTERPERSONAL SKILLS AND COMPETENCIES REQUIRED
nnnExcellent verbal and written communications skills for effective interactions with clients to meet financial investment objectives.
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nnMust have the ability to understand financial analysis and effectively communicate with clients and senior management.
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nnMust be self-motivated and work in a team environment.
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nnRequires a high energy level and strong sense of urgency.
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nnMust demonstrate the ability to manage and prioritize multiple tasks.
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nnAbility to recommend practical ways using innovation, good judgment, creativity, and strategic thinking.
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n nPHYSICAL REQUIREMENTS
nThe physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
nWhile performing the duties of this position, the associate is regularly required to sit, use hands to finger, handle, or feel; and talk or hear. The associate frequently is required to stand or walk. The associate is occasionally required to reach with hands and arms. The associate must occasionally lift and/or move 10 pounds. Specific vision abilities required by this position include close vision, and distance vision. The noise level in the work environment is usually moderate.
nOTHER REQUIREMENTS
nnnTravel between Republic Banking facilities may be required including occasional out of town travel.
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nnFlexible work schedule may include some evenings, weekends and/or overtime.
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nnStay abreast of new developments, best practices, and statutory and regulatory changes.
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n n**The above is intended to describe the general content of and requirements for the performance of this position. It is not construed as an exhaustive statement of duties, responsibilities, or requirements.
nThis employer is required to notify all applicants of their rights pursuant to federal employment laws.
nFor further information, please review the Know Your Rights notice from the Department of Labor.
nEqual Opportunity Employer/Protected Veterans/Individuals with Disabilities
nJob Type
nFull time
nBenefits Offered
nNot specified
nVeteran Preference
nNo
nPlace of Work
nOn-site
nRequisition ID
nCOMME
Worksite address
lexington, KY, 40598, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.