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Job description
Job DescriptionJob Descriptionn
POSITION TITLE: Commercial Loan Rep DEPARTMENT: Commercial Lending
nGRADE: Non-Exempt REPORTS TO: Commercial Lending Manager
n SUPERVISES: Not Applicable
nnnJOB SUMMARY
nServes as a liaison between the member and the credit union. Provides account information by phone, in person or via Internet on a full range of credit union products and services, including loans. Provides information on loan program types, terms, rates and conditions. Gathers background information and analyzes loan applicants’ credit history. Informs and advises members of the most appropriate financing options available.
nnnKnowledge and Skill Requirements
nnPrefer an AA degree, but minimum of a high school diploma or GED equivalent
nMust be bondable/insurable
nDetail Oriented with strong organizational skills
nStrong problem-solving and time-management skills
nDuties require professional oral and written communication
nPossess an ability to interact effectively with Clearpath CU members, co-workers, and management
nBasic reading and arithmetic skills
nComputer literate, with the ability to learn customer service software applications
nRequires the ability to read, speak, and write English fluently
nMust present a professional appearance
n nnPhysical/Mental Requirements
nnPossess an aptitude to handle stressful situations
nCapable of performing simple and complex tasks
nAbility to comprehend/follow instructions, given both verbally and orally
nAbility to maintain an appropriate clean and organized work space
nRepetitive hand/finger action
nCapacity to prioritize workload and multi-task
nNormal vision and hearing
nCapable of operating various electrical office equipment
nJob requires standing and some sedentary work, consisting of occasional walking, and lifting up to 30 pounds
n nnEssential Job Functions
nnProvides prompt, efficient and accurate services in the processing of member transactions, in- person, by phone, or by mail
nPromote Credit Union products and services based on member’s specific needs
nPortfolio management and outside sales
nAssist the Commercial Loan Officer and Commercial Lending Department with packaging and processing business loans
nReview loan applications to ensure all required documents have been received from the borrower
nReview loan documents to ensure accuracy and completion
nScanning and maintaining all commercial loan files
nScanning and maintaining all loan participation files with various Lead Lenders
nAssist with the annual review process of all commercial loans and loan participations
nAssist with renewal process of all commercial loans
nPerform pre-funding audit to ensure all closing conditions are met and all loan documents are signed and executed
nPerform post-funding audit to ensure receipt of all closing documents, recorded documents, title policy, etc., and that all post funding conditions have been met
nAssist with various processing duties including ordering credit reports, insurance verification, etc.
nAssist with contacting various third-party vendors to open escrow, order preliminary title reports, order appraisal and environmental reports, etc.
nMaintain a clear understanding of Clearpath policies related to Business Lending and Loan Participations
nOther duties as assigned
n nnAccountability
n1. Uphold Clearpath CU Standards
n2. Comply with all credit union policies and procedures
n3. Have a broad working knowledge of Clearpath CU products, services and departmental interactions
n4. Answers phone calls with a highly professional manner
n5. Achievement of acceptable attendance and time management standards (i.e. absences, tardiness, breaks, and proper use of work time)
nnWorking Conditions
nnWorking conditions are normal for an office/bank environment
n nnCompany Descriptionn
Clearpath FCU's journey began in 1954 as the exclusive credit union for Ralphs employees. Over the years, our mission has expanded to empower not only Ralphs, Food4Less, Jons, and numerous other company employees but also the wider community, helping everyone benefit from a Clearpath FCU membership. In addition, our commitment to giving back extends through our charitable association, Clear Giving Charitable Association, that donates funds to charities in Southern California.
nCompany DescriptionClearpath FCU's journey began in 1954 as the exclusive credit union for Ralphs employees. Over the years, our mission has expanded to empower not only Ralphs, Food4Less, Jons, and numerous other company employees but also the wider community, helping everyone benefit from a Clearpath FCU membership. In addition, our commitment to giving back extends through our charitable association, Clear Giving Charitable Association, that donates funds to charities in Southern California.
Worksite address
burbank, CA, 91520, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.