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Job description
Develop and grow a commercial loan portfolio by cultivating relationships with business owners, real estate investors, professional service firms, and community leaders throughout Coweta and Fayette Counties.
Identify and originate new commercial lending opportunities, including owner-occupied real estate, investment real estate, working capital, equipment financing, and other commercial credit needs.
Maintain and deepen existing client relationships through proactive business development and exceptional customer service.
Analyze financial statements, tax returns, cash flow, and collateral to assess creditworthiness and structure appropriate lending solutions.
Prepare and present loan packages for approval in accordance with bank policies and regulatory requirements.
Monitor portfolio performance and manage ongoing credit relationships.
Represent the bank within the local business community through networking organizations, community events, and economic development initiatives.
Collaborate with bank leadership and internal partners to support strategic growth initiatives in the market.
Qualifications
Minimum of 5 years of commercial lending and business development experience.
Demonstrated success developing commercial banking relationships within Coweta County, Fayette County, or surrounding South Metro Atlanta markets.
Existing network of business and professional contacts in the local market strongly preferred.
Strong commercial credit, financial analysis, and loan structuring skills.
Experience managing a commercial loan portfolio and identifying opportunities for portfolio growth.
Knowledge of commercial real estate, C&I lending, and SBA lending programs is preferred.
Proven ability to generate new business and serve as a trusted advisor to commercial clients.
Excellent communication, relationship management, negotiation, and presentation skills.
Bachelor's degree in Finance, Business, Accounting, or a related field, or equivalent commercial banking experience.
Worksite address
manchester, GA, 31816, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.