About this opportunity
Emprise Bank lists this Commercial Portfolio Manager opportunity in lawrence, Kansas. Review the employer’s description below for duties, qualifications and application requirements.
Job description
Description
KEY RESPONSIBILITIES
Underwriting
Coordinate/assist in underwriting process for both new and existing commercial transactions
Demonstrates advanced proficiency in structuring complex credit transactions and assessing risk across diverse industries and borrower profiles
Anticipates potential credit issues and proactively recommends solutions that align with the bank's risk appetite and strategic goals
Ensure that loan structure and pricing reflect both asset quality and return on equity expectations of bank
Serves as a mentor to junior team members, providing guidance on credit structuring and decision-making
Facilitate and participate in discussions with commercial lending staff and decision makers to advance credit approval process
Contributes to the continuous improvement of credit processes and policy interpretation
Financial Analysis
Collects and researches data and synthesizes financial data into meaningful terms
Recognizes trends and patterns and identifies data relationships and dependencies
Makes recommendations based on analysis
Consistently delivers high-quality work, setting an example for others
Portfolio Management
Monitor and manage portfolio activities individually and/or jointly with Relationship Manager, based on size and complexity of client relationship
Provide leadership role in loan renewals, annual review and other regular reporting for existing loan relationships
Review and monitor trends to ensure accurate risk rating and appropriate risk mitigation is in place at all times
Proactively identifies opportunities and contributes to team success
Additional responsibilities may include oversight of specific Commercial Segment including significant input regarding polices and processes to help manage performance and risk management across the bank
Relationship Management
Cultivates and sustains high-value relationships with both internal stakeholders and key clients
Demonstrates empathy, openness to diverse viewpoints, and a collaborative mindset
Serves as a trusted advisor and strategic partner
Leads by example in fostering collaboration, resolving conflict, and expanding client relationships to support long-term growth and retention
Teamwork
Proactively establish and maintain effective working relationships with all commercial related associates and functions
Collaborate with others to maintain/improve overall processes and procedures while being sensitive to the voice of the client in daily interactions
Encourage open communication and ensure that all parties have the opportunity to share concerns and opinions
Business Acumen
Demonstrates advanced understanding of business strategy, regulatory frameworks, and market forces
Anticipates implications of credit decisions on profitability, risk, and customer relationships
Aligns efforts with enterprise-wide goals and Emprise's long-term vision
Judgment
Consistently exercises advanced-level judgment in complex credit and portfolio decisions
Anticipates downstream impacts and integrates strategic, financial, and regulatory considerations
Serves as a resource for peers and contributes to decision-making frameworks and policy refinement
Compliance
Stays current with regulatory activities and complies with legal and regulatory guidelines
Ensures that credit decisions are appropriately documented
Other duties as assigned within the scope and responsibility of the job
Requirements
Bachelor's degree in business or related discipline, or level of education that, together with industry experience, enables the applicant to meet the job requirements
Minimum of two years' overall banking experience required in growth-oriented commercial or corporate lending environment with experience in portfolio management and/or underwriting
Thorough knowledge of credit policies, procedures and terminology
Excellent presentation, verbal, and written communication skills
Proficiency with large server-based applications and typical desktop software
Solid understanding of regulatory and compliance guidelines and requirements concerning all aspects of commercial credit
Benefits
In addition to a competitive salary and benefits, Emprise offers professional growth, a rewarding and challenging environment, opportunities to be involved in our communities, and a culture of integrity, passion, and success.
At Emprise Bank, empowering people to thrive means having an all-inclusive culture that honors our commitment to all dimensions of diversity in our workforce and embraces inclusion of all people. People of color, women, LGBTQIA+, veterans, and persons with disabilities are encouraged to apply.
To learn more, please visit our website at
Emprise Bank is an EEO/AA/ADA/Veteran Employer/Member FDIC/Drug Free Workplace.
Emprise Bank participates in E-Verify and will provide your Form-I 9 to the federal government to confirm authorization to work in the United States.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.