Consumer Card Product Director

Job description

Summary

The Consumer Card Product Director has responsibility for P&L of the credit card portfolio management including strategy development, program execution, and profit optimization.

Duties & Responsibilities

P&L responsibility for the Credit Card portfolio.

Responsible for analysis of the credit card portfolio and identifying trends, risks, and opportunities to drive profitable growth.

Reviews and modifies existing credit card product features and benefits to maximize profitability and meet customer needs.

Works closely with Marketing to ensure effective communication of credit card product to customers and to improve portfolio metrics.

Oversees all tasks associated with new program development working closely with key business partners (i.e. Marketing, Sales Ops, Phone Bank, Risk, Legal, Compliance, etc.) to introduce and sell the program on an ongoing basis.

Evaluates product performance and recommend changes in the product or marketing strategy to optimize program performance.

Works closely with Risk Administration, Underwriting, Compliance, Legal, Ops, Phone Bank, and Enterprise Risk to ensure effective implementation of account origination and portfolio strategies.

Accountable for risk management, compliance and audit performance for area(s) of responsibility whether a supervisor, manager or individual contributor.

Adheres to bank policies and procedures and complies with legal and regulatory requirements.

Establishes or works with management to develop effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an on-going basis.

If applicable, ensures staff is properly trained, provided with appropriate resources and motivated to adhere to risk management principles.

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Worksite address

dallas, TX, 75215, US

Who can apply

Review the original listing for work authorization, qualifications and employer requirements.