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Job description
Join Our Team at Forest Area Federal Credit Union!
Position: Consumer Loan Underwriter
Location: Administrative Building in Fife Lake MI
Employment Type: Full-Time
At Forest Area Federal Credit Union , we're committed to empowering our members through responsible lending, financial education, and community-first service. As a member-focused credit union, we believe in building strong relationships while helping individuals and families reach their financial goals.
We're currently seeking a Consumer Loan Underwriter who is detail-oriented, analytical, and passionate about making sound credit decisions that protect our members and our credit union.
As a Consumer Loan Underwriter, you'll play a vital role in evaluating and decisioning consumer loan applications-including auto loans, personal loans, credit cards, and more. You will:
Review loan applications for accuracy, completeness, and compliance with internal policies.
Analyze financial documentation, credit reports, and income data to assess creditworthiness.
Evaluate risk using credit scoring models and risk management tools.
Ensure all decisions follow applicable laws and regulations (TILA, ECOA, FCRA, etc.).
Communicate with applicants to request documentation or explain loan decisions.
Collaborate with loan officers and management on complex or high-value cases.
Maintain thorough documentation and support internal audit readiness.
Stay up to date with industry changes, products, and compliance standards.
Experience: 3-5 years in consumer lending or underwriting required.
Education: High school diploma or GED required.
Skills:
Proficiency in evaluating credit reports, financial statements, and loan applications
Knowledge of consumer loan products (auto, personal loans, credit cards, lines of credit)
Strong understanding of consumer lending regulations (TILA, ECOA, FCRA, RESPA)
Excellent communication, decision-making, and analytical abilities
Detail-oriented and organized, with solid time management skills
Comfortable using loan origination systems, credit analysis tools, and Microsoft Office
Why Forest Area FCU? Supportive and member-focused team culture
Paid time off, holidays, and benefits
Opportunities for ongoing training and professional growth
Commitment to work-life balance
A chance to make a real difference in our members' lives
Ready to Apply?
If you're passionate about responsible lending and want to be part of a credit union that truly values its employees and community, we'd love to hear from you!
Apply today and help us grow stronger, one loan at a time.
Worksite address
fife lake, MI, 49633, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.