About this opportunity
UniCredit lists this Credit Analyst opportunity in new york, New York. Review the employer’s description below for duties, qualifications and application requirements.
Job description
About the Role
UniCredit’s New York office is seeking a highly motivated candidate to join its Business Credit Analysis team. The role offers exposure to a broad range of corporate lending and financing transactions, with responsibility for performing in-depth credit analysis, supporting transaction structuring, and monitoring a diverse portfolio of corporate clients.
Below, you will find a complete breakdown of everything required of potential candidates, as well as how to apply Good luck.
This is an excellent opportunity to join an international banking platform and work closely with senior coverage bankers, product partners, risk management teams, and European colleagues on complex credit transactions involving large corporates and multinational clients.
Key Responsibilities:
Perform comprehensive credit analysis of corporate clients, including financial statement analysis, cash flow assessment, industry research, peer benchmarking, and risk evaluation
Prepare and run five-year integrated financial and cash flow projection models to assess liquidity, debt repayment capacity, leverage metrics, and downside stress scenarios
Prepare credit applications, annual reviews, amendments, waivers, and other approval materials for internal credit and investment committees
Analyze transaction structures, term sheets, and financing documentation to identify key risks and structural considerations
Monitor an assigned portfolio of corporate borrowers and proactively identify emerging credit risks, rating implications, and potential risk mitigation actions
Conduct ongoing industry and market research to assess sector trends, competitive dynamics, and macroeconomic developments impacting credit quality
Partner closely with coverage bankers and product teams to evaluate new business and financing opportunities
Prepare clear, concise written credit recommendations and present findings to senior stakeholders and credit committees
Demonstrate interest in leveraging technology and data-driven tools to enhance analysis and efficiency, including AI applications, workflow automation, and reporting solutions
Qualifications:
Minimum 3–5 years of relevant corporate credit analysis experience within a commercial bank, corporate bank, investment bank, or other financial institution
Strong knowledge of accounting, financial statement analysis, credit underwriting, cash flow analysis, and corporate finance
Advanced financial modeling skills with the ability to run and analyze forecasting, leverage, liquidity, and stress-testing models independently
Bachelor's degree in Finance, Accounting, Economics, or a related field; MBA, CFA, or formal credit training program is a plus
Advanced proficiency in Excel and PowerPoint; experience with Bloomberg, Capital IQ, Refinitiv, or similar financial information platforms
Experience with Power BI, Power Automate, and other data analytics or automation tools is highly desirable
Desirable but not essential is a working understanding of 1FP Modeling
Strong analytical, writing, presentation, and organizational skills with the ability to manage multiple priorities in a fast-paced environment
Team-oriented, proactive, and intellectually curious, with strong attention to detail and sound judgment
Compensation:
The reasonably estimated yearly salary for this role at UniCredit is: $100,000-$165,000
Generous and competitive benefits package
Internal mentor and buddy program cross-departmentally
Friendly and inclusive workplace culture
401(k) plan and match
#EmpowerCommunitiesToProgress
Our Purpose is to provide communities with the levers to progress by ensuring the highest ESG standards across our bank. We help our clients towards a just and sustainable transition and promote financial and social inclusion. Furthermore, we offer our people the opportunity to dedicate a working day to volunteer initiatives. xhqgsiq To support the causes you believe in and care about, UniCredit grants you one day of paid leave a year.
Worksite address
new york, NY, 10259, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.