About this opportunity
Robert Half lists this CREDIT BUREAU ANALYST opportunity in richmond, va, Virginia. Review the employer’s description below for duties, qualifications and application requirements.
Job description
Our construction client is seeking a detail-oriented Credit Analyst to evaluate customer creditworthiness, monitor accounts, and help mitigate financial risk. This role is responsible for reviewing credit applications, analyzing financial data, establishing credit limits, and partnering with project managers, accounting, and leadership to support sound credit decisions in a fast-paced construction environment. Review and analyze customer credit applications, financial statements, credit reports, and payment histories. Assess credit risk and recommend approval, denial, or modification of credit terms. Establish and monitor credit limits in alignment with company policies and project exposure. Evaluate lien rights, bonding capacity, and other construction-related risk factors when extending credit. Work closely with accounts receivable and project teams to track outstanding balances and support collections efforts. Monitor aging reports and identify high-risk accounts or delinquency trends. Prepare credit memos, risk assessments, and reports for leadership review. Maintain accurate customer credit files and documentation. Ensure compliance with internal controls, company policies, and applicable regulations. Support process improvements related to credit analysis, collections, and risk management. Bachelor’s degree in Finance, Accounting, Business, or related field preferred. 2+ years of credit analysis, underwriting, accounts receivable, or related finance experience, ideally within construction, real estate, or a project-based industry. Strong understanding of financial statement analysis and credit risk assessment. Familiarity with construction billing practices, contract terms, lien waivers, and payment cycles is a plus. Proficiency in Microsoft Excel and ERP/accounting systems.
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.