About this opportunity
Farm Credit lists this Credit Manager opportunity in mechanicsville, Virginia. Review the employer’s description below for duties, qualifications and application requirements.
Job description
Employing Unit: Colonial Farm Credit
Position Title: Credit Manager I or Credit Manager II
Salary:
$97,900-$121,900 (Credit Manager I) or $107,700-$134,600 (Credit Manager II)
commensurate with experience and qualifications plus superb benefits package provided to all employees including up to 9% 401k contributions and profit sharing program
Position Summary
Colonial Farm Credit ( ) is an agricultural credit cooperative and provides loans for:
Production capital for full-time and part-time farmers
Ag-related businesses
Farms and country homes
Land purchases, home construction, and improvements
Buildings, machinery, livestock, and equipment
We have an excellent employment opportunity for a Credit Manager in our Mechanicsville, Virginia office. The Credit Manager is responsible for the leadership, development, and oversight of the Association’s Credit Analyst Team. This position provides direction, training, mentoring, and quality control for Credit Analysts while serving as a key resource on underwriting standards, credit policy, risk assessment, and portfolio management.
The Credit Manager works closely with lending and credi t administration leadership to promote sound credit decisions, efficient workflow management, and the continued development of the Association’s credit function. This position will supervise six direct reports and play a vital role in ensuring consistent underwriting quality, regulatory compliance, and effective credit risk management.
Primary Responsibilities
Lead, coach, mentor, and develop a team of six Credit Analysts
Assign, prioritize, and manage underwriting workflow
Review and approve credit analyses to ensure accuracy, consistency, and compliance with policy and regulatory standards
Provide guidance on financial analysis, repayment capacity, collateral evaluation, risk ratings, and loan structures
Assist with recruiting, onboarding, and training Credit Analysts
Support participation lending activities, including underwriting, portfolio monitoring, an d risk assessment
Assist with credit administration initiatives, process improvements, and implementation of underwriting tools
Identify emerging credit risks and recommend appropriate mitigation strategies
Facilitate team meetings and promote knowledge sharing across the credit function
Education and Experience
Required
Bachelor’s degree in Accounting, Finance, Business, Agricultural Economics, Agriculture, or a related field
Seven (7) or more years of progressively responsible experience in lending, underwriting, credit administration, or credit analysis
Minimum of three (3) years of management or supervisory experience
Strong knowledge of agricultural and commercial credit underwriting
Excellent leadership, communication, problem-solving, and organizational skills
Knowledge of financial analysis, credit risk management, lending regulations, collateral evaluation, and credit administration practices
Acceptable background reports (credit, criminal, driving, and drug)
Preferred (and beneficial to successful applicant)
MBA or other advanced degree
Experience with participation lending and capital markets activities
Knowledge of agricultural production and rural lending
Experience leading process improvement and workflow enhancement initiatives
Location: Administrative Office, 7104 Mechanicsville Turnpike, Mechanicsville VA 23111
Supervisor: Chris Simms, Director of Credit Administration and Capital Markets Officer
Applications Accepted Through: Monday, October 26, 2026
EOE/D/V
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Who can apply
Review the original listing for work authorization, qualifications and employer requirements.