About this opportunity
Bank of America lists this Credit Officer II - Covered opportunity in spokane, Washington. Review the employer’s description below for duties, qualifications and application requirements.
Job description
Job Description: The Credit Officer II role is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions for commercial banking clients. Products include lines of credit, term loans, real estate loans, and syndicated loans. The CO manages all of the ancillary credit exposure to clients. The CO maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and leverages product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. This role reports to the Commercial Credit Manager or Executive and will be aligned to an Underwriting Team that supports the market.
Responsibilities
Collaborates with Client Management teams to perform analysis of credit opportunities and prospects at the bank
Manages client and prospect originations including initial credit structuring, underwriting, legal documentation review, and deal closing
Delivers on data accuracy and quality of underwriting metrics in compliance with internal policies and procedures
Monitors assigned portfolios of client loan maturities and collaborates with Analysts to continuously recognize and address risks in a timely manner
Escalates and debates deteriorating assets in partnership with the Special Assets Group and Risk as appropriate
Participates in Regional and Market meetings to communicate credit delivery best practices and results
Skills
Collaboration
Decision Making
Loan Structuring
Underwriting
Written Communications
Analytical Thinking
Attention to Detail
Credit Documentation Requirements
Interpret Relevant Laws, Rules, and Regulations
Mentoring
Issue Management
Negotiation
Oral Communications
Prioritization
Risk Management
Required Qualifications
10+ years of solid Commercial Banking experience
Experience in financial analysis, structuring, underwriting and portfolio management
Analytical/technical skills, including financial accounting, modeling and loan structuring
Strong communication skills; ability to communicate vertically, horizontally, and externally
Industry knowledge across multiple sectors
Minimum Education Requirement: BA/BS Degree
Desired Shift: 1st shift (United States of America)
Hours Per Week: 40
Location: US - WA - Spokane - 601 W Riverside Ave - Spokane Financial Center (WA2141)
Pay: $125,000.00 - $200,000.00 annualized salary, offers determined based on experience, education and skill set.
Discretionary incentive: Eligible for an annual discretionary award based on overall performance and the overall success of the Company.
Benefits
This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.
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Worksite address
spokane, WA, 99254, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.