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bbva

Credit Risk Officer, Financial Institutions, Vice President

new york, NY

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Job description

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

About the job

Job Description

Financial Institutions credit analysis for U.S. and Latin American entities (Bank and Non-Bank Financial Institutions, Insurance companies, Investment Managers and Funds, Financial Sponsors)

Counterparty Risk and Settlement monitoring for trading via NY Branch (Bank) and BSI (U.S. Broker-Dealer)

Coordination of approvals for Global Trade Finance (SBLC, SLC) bookings in NY

Counterparty Credit Limit approvals for Onboarding of Counterparties in NY

Knowledge of ISDA / CSA / CDEA / MRA & GMRA / SLA & MSLA documentation, negotiations and monitoring for Financial Institutions

Understanding of products that include Fixed Income, Foreign Exchange, DVP trading, Repo trading, Structured Finance, SBLC and Capital Call Facilities

Provide timely and accurate reports when needed to follow-up on monitoring and results for trading activity and limit requests

Ability to maintain credit files and folders to make sure everything is accurate to field internal audits and credit quality control

Ability to handle oneself in potentially high stress environment with occasion crunch time deadlines

Responsibilities

Monitors the risk quality and credit process as established in the monitoring & follow up policy.

Provides data to prepare reports with trends and ratios of risk metrics.

Analyze quality risk indicators (trends, variations, problems) to minimize losses (less complex analysis).

Provide timely and accurate reports to the Monitoring & Follow up Committee, Board, Spain, etc to allow them to make decisions regarding credit quality and ratings.

Education / Experience

Bachelor's Degree in Finance, Economics or related field with at least seven years (5-7) of Finance, Credit Risk, or Underwriting, Loan Review experience. Work experience may substitute for education requirements. Ability to speak and read Spanish is a strong plus for this position, but not a must.

Licenses / Certifications / Registrations

Required: None Required

Preferred: None preferred, although Series 7, 24, 63 (or similar additional knowledge a bonus to have), and licenses can be maintained.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

With respect to this position in our New York Office, the expected base salary ranges from $150,000 to $175,000. It is not typical for offers to be made at or near the top of the range. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.

Employment eligibility to work with BBVA in the U.S. is required as the company will not pursue visa sponsorship for these positions.

Pay Transparency Policy Statement

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information (41 C.F.R. 60-1.35 (c)).

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Worksite address

new york, NY, 10261, US

Who can apply

Review the original listing for work authorization, qualifications and employer requirements.

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