Direct Lending Specialist - NMLS

Job description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

nJob Description

nJob Description

nResponsible for performing loan analysis verification activities by working with customers, bankers, vendors and underwriters through in-bound telephone support and outbound pipeline ownership. Helps customers and bankers understand the loan approval process and underwriting requirements by analyzing specific loan transactions and reviewing documentation for approval. Provides overall problem resolution for operational issues and has a clear understanding of all required stipulations to efficiently move loans through the loan approval process.

nThis position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.

nBasic Qualifications

nnnBachelor's degree, or equivalent work experience

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nnOne or more years of relevant experience

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n nPreferred Skills/Experience

nnnBasic knowledge of underwriting and loan origination functions, systems, procedures, various products and/or services supported by the assigned area(s) and applicable Federal and State laws and regulations

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nnBasic knowledge of applicable credit products, programs, financial analysis and related documentation as applicable

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nnBasic knowledge of U.S. Bank policies and procedures as they pertain to Direct Lending processing and underwriting

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nnBasic knowledge of U.S. Bank systems to access information of status of loans in process

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nnGood organizational and project management skills

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nnExcellent interpersonal, verbal and written communication skills

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nnStrong customer service skills

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nnAbility to manage multiple tasks and deadlines simultaneously

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n nThis role has multiple levels, open to candidates with 2-4 years of experience. The successful candidate will be hired for the level of the position that aligns with their experience.

nIf there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants ( .

nBenefits:

nOur approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

nnnHealthcare (medical, dental, vision)

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nnBasic term and optional term life insurance

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nnShort-term and long-term disability

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nnPregnancy disability and parental leave

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nn401(k) and employer-funded retirement plan

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nnPaid vacation (from two to five weeks depending on salary grade and tenure)

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nnUp to 11 paid holiday opportunities

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nnAdoption assistance

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nnSick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

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n nReview our full benefits available by employment status here ( .

nU.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

nE-Verify

nU.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program ( .

nThe salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $23.75 - 29.03

nU.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

nApplicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

nPosting may be closed earlier due to high volume of applicants.

Who can apply

Review the original listing for work authorization, qualifications and employer requirements.