Job description
Job Description
As the Risk Strategy and Pricing Engagement Manager, you will play a pivotal role in analyzing and designing credit risk and pricing strategies for Fintech clients. This position requires extensive experience in the lending industry, along with a profound understanding of various business functions such as Credit Risk, Product, and Analytics. A significant plus would be having experience working with third-party channels and devising credit and pricing policies for them. Your problem-solving skills, product sense, and ability to work effectively cross-functionally will be key to your success.
Responsibilities
Primary day-to-day client contacts and often interact with C-level executives.
Analyze volume & funnel trends to optimize pricing and impact on RoEs
Analyze credit performance and come up with recommendations to optimize credit policies
React to market dynamics on third party channels and help senior management make informed decisions
Act as a channel manager for certain origination channels – in terms of managing credit policies, running tests and optimizing pricing
Stakeholder Collaboration: Collaborate with and drive alignment among various stakeholders across the organization
Manage Offshore Team: Lead and coordinate (incl. project planning) with offshore team for analytical support and to ensure seamless execution
Qualifications
7+ years of experience in Credit risk strategy, along with in consulting, solution design and client management
Relevant experience within the Banking or FinTech industry; preferred if experience in point-of-sale financing
SQL , Python
Origination channel management experience
Credit cards/lending expertise (Acquisitions/Underwriting)
Demonstrable leadership ability, superior problem solving and people management skills
Excellent communication, presentation and story building skills in a consulting setup
Master's degree in economics, mathematics, computer science/engineering, operations research or related analytics areas; candidates with BA/BS degrees in the same fields from the top tier academic institutions are also welcome to apply
Originally posted on Himalayas
Who can apply
Eligible countries: United States. Accepted UTC offsets: UTC-10, UTC-9, UTC-8, UTC-7, UTC-6, UTC-5, UTC+14. Review the full description for employer-specific work authorization, residency and schedule requirements.