About this opportunity
United States Digital Space LLC lists this ERM Compliance Lead opportunity in san francisco, California. Review the employer’s description below for duties, qualifications and application requirements.
Job description
Why join us
the company is the intelligent finance platform that enables companies to spend smarter and move faster in more than 200 markets. By combining global corporate cards and banking with intuitive spend management, bill pay, and travel software, the company enables founders and finance teams to accelerate operations, gain real-time visibility, and control spend effortlessly. the company’s AI-native automation and world-class service eliminate manual expense and accounting tasks for customers so they can focus on what matters most. Tens of thousands of the world's best companies run on the company, including DoorDash, Coinbase, Robinhood, Zoom, Plaid, Reddit, and SeatGeek.
Working at the company allows you to push your limits, challenge the status quo, and collaborate with some of the brightest minds in the industry. We’re committed to building a diverse team and inclusive culture and believe your potential should only be limited by how big you can dream. We make this a reality by empowering you with the tools, resources, and support you need to grow your career.
Compliance at the company
The Compliance team helps the company grow responsibly, advocating for the company and for the tens of thousands of growing businesses we serve. We own the compliance policies for the company, provide strategic advice and guidance to all the company teams, protect the company from financial crime and other compliance risks, and represent the company externally on key regulatory and policy issues. Reimagining the financial system in a highly regulated environment requires creativity and resourcefulness, and we welcome the challenge.
What you’ll do
As a Risk & Compliance Lead at the company, you will play a critical role in ensuring compliance with regulatory requirements and internal policies regarding the regulatory compliance program. This role involves managing activities related to core compliance program processes and frameworks and ensuring that the company adheres to its regulatory and partner obligations. The role will report directly to the company’s Director, Compliance Governance.
Where you’ll work
This role will be based in our San Francisco office. We are a hybrid environment that combines the energy and connections of being in the office with the benefits and flexibility of working from home. We currently require a minimum of three coordinated days in the office per week, Monday, Wednesday and Thursday. As a perk, we also have up to four weeks per year of fully remote work!
Responsibilities
Assist in developing and enhancing the organization’s compliance program in alignment with regulatory requirements and industry best practices.
Assist with development, implementation, and management of compliance issue management, including issue governance, remediation oversight, reporting, workflow automation, and ongoing process improvements.
Manage compliance reviews of new products and material changes, ensuring appropriate risk assessment, stakeholder engagement, and adherence to regulatory requirements.
Work closely with various departments (Legal, People, GRC) to implement or enhance compliance program initiatives, such as third-party risk management
Manage the implementation of workflow tools to support core compliance program initiatives (risk assessment, issue management, etc.)
Assist with review, submit, and track external inquiries, including but not limited to external audit, internal audit, and bank partner requests.
Collaborate cross functionally with internal teams to ensure timely submission of monthly bank partner reports.
Represent the company in external audits and bank partner reviews.
Manage relationships with external auditors and bank partners.
Requirements
3+ years of experience in compliance or risk within financial services
Working knowledge of the regulations that govern card, lending, and deposit products (Regulation B, UDAP/UDAAP, FTC rules, and Dodd-Frank) plus familiarity with BSA/AML and KYC obligations
Experience contributing to core compliance program work: risk assessments, issue management, policy and procedure maintenance, or regulatory change management
Exceptional communication and interpersonal skills, with the ability to collaborate effectively with bank partners, external auditors, and internal teams.
Detail-oriented with strong organizational and project management abilities.
A hands-on approach, concise and straightforward style
A love for collaboration, teamwork, and delivering excellence
Nice to Have
Prior experience managing and/or implementing workflow tools
Thrives as a generalist across multiple compliance program components rather than owning a single narrow lane
Experience at a fintech or a bank that sponsors fintech programs
Experience supporting change management or new product/material change review (NPI/change control committees, risk assessments for product launches)
Comfort building recurring reporting and dashboards; basic data fluency (Looker, SQL, or advanced spreadsheet work) to support monthly bank partner reporting
Professional certification such as CRCM, CAMS, CRMA, or CIA is a plus
Proficiency in compliance management and audit software
Compensation
The expected salary range for this role is $111,000 - $135,000 USD. However, the starting base pay will depend on a number of factors, including the candidate’s location, skills, experience, market demands, and internal pay parity. Depending on the position offered, equity and other forms of compensation may be provided as part of a total compensation package.
the company LLC is a wholly owned subsidiary of Capital One, N.A.
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Worksite address
san francisco, CA, 94199, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.