This job is closed
Applications are no longer available for this announcement. Explore current related opportunities below.
Job description
Office Focused
nMount Laurel, New Jersey
n1 Portland Square, Portland, Maine
nNew York, New York
n13024 Ballantyne Corporate Place, Charlotte, North Carolina
nGreenville Campus Building A - 200 Carolina Point Parkway, Greenville, South Carolina
nFull time
nR_
nWork Location:
nMount Laurel, New Jersey, United States of America
nHours:
n40
nPay Details:
n$91,000.00 - $136,240.00 USD
nTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
nAs a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
nLine of Business:
nRisk Management
nJob Description:
nThe 2nd Line of Defense Fraud, Insider and Conduct Risk Management team is responsible for overseeing specialty and functional risk across TD’s business segments and corporate functions, inclusive of operational risk processes (identify, assess, measure, monitor and report). Jurisdictional coverage is across the Enterprise, including Canada and the US.
nWe are seeking a highly skilled risk professional with deep expertise in fraud and insider risk management. This individual will provide independent oversight and challenge, serve as a trusted advisor to businesses, risk and executive stakeholders, and evaluate significant initiatives— including change assessments, risk acceptances, and control gaps— through a fraud and insider risk lens. A key responsibility will be to review and challenge initiative assessments to validate risks are appropriately identified, assessed, mitigated and communicated. The successful candidate will be comfortable challenging senior leaders, be able to clearly articulate risks, and provide concise actionable recommendations supported by policy and industry best practices.
nThis is an individual contributor role.
nDepth & Scope:
nnnHighly seasoned professional role requiring substantial knowledge/expertise in a complex field and knowledge of broader related areas
n
nnIntegrates knowledge of the enterprise sub-function’s or business line’s overarching strategy in developing solutions across multiple functions or operations
n
nnInterprets internal/external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services
n
nnActs as a technical expert/lead integrating cross-function understanding within their own field of specialty; may manage team(s) of related specialists
n
nnLeads cross-functional teams or projects with significant resource requirements, risk and/or complexity
n
nnIndependently manages end-to-end functional programs
n
nnSolves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions
n
nnUses sophisticated analytical thought to exercise judgement and identify solutions
n
nnImpacts the achievement of sub-function or business line objectives within the area they are accountable for
n
nnWork is guided by policies and industry standards/methods
n
nnCommunicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders
n
nnWorks autonomously as the lead and guides others within area of expertise
n
n nEducation & Experience:
nnnUndergraduate degree or technical certificate and/or
n
nn7+ years relevant experience
n
nnAdvanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline
n
nnKnowledge of risk management environment, standards, regulations and mitigation
n
nnKnowledge of current and emerging competitor and market trends
n
nnAbility to establish goals and objectives which support the strategic plan
n
nnAbility to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives
n
nnSkill in mentoring and coaching
n
nnAdvanced skill in using analytical software tools, data analysis methods and reporting techniques
n
nnSkill in using computer applications including MS Office
n
nnAbility to communicate effectively in both oral and written form
n
nnAbility to work collaboratively and build relationships across teams and functions
n
nnAbility to work successfully as a member of a team and independently
n
nnAbility to exercise sound judgement in making decisions
n
nnAbility to analyze, organize and prioritize work while meeting multiple deadlines
n
nnAbility to handle confidential information with discretion
n
n nPreferred Qualifications:
nnnSubject matter expertise in fraud risk, insider risk, operational risk, change risk, and/or emerging risk
n
nnCertified Fraud Examiner (CFE)
n
nnDemonstrated experience providing independent challenge and oversight within a second line of defense environment
n
nnExceptional written and verbal communication skills with the ability to distill complex topics into concise executive-ready materials.
n
nnProven ability to prepare high-quality committee materials, executive summaries, risk opinions and decision-support documents requiring minimal revisions.
n
nnExperience presenting risk perspectives and recommendations to senior executives, governance committees and risk forums.
n
n nCustomer Accountabilities:
nnnLeads the development and/or implementation of specific standards, policies and/or processes that identify, report on and mitigate operational (or all major) risk exposures within the business
n
nnProactively analyzes potential risks and ensures escalation of key risks to appropriate areas and/or executive review with business executive findings and action plans to mitigate and manage these risks
n
nnEstablishes and provides on-going analysis and reporting on operational risk and/or other major risk categories as applicable to own business or functional area, and reviews findings and action plans with business leaders to mitigate and manage key issues
n
nnCoordinates and/or guides activities relating to core operational risk disciplines/programs including, Risk & Control Self-Assessment, Business Continuity Management, Outsourcing & Vendor Management, Regulatory Compliance (e.g. CDIC, AML, Privacy, IDA, CBA, SOX, Basel etc.)
n
nnSupports enterprise-wide operational risk escalation, review and approval processes, data management, policies and risk assessment processes
n
nnDirects the development and monitoring of Key Risk Indicators and facilitate communication and resolution of risk issues among other business segments where applicable
n
nnMay be accountable for managing ancillary operational risk areas (e.g. BCM/incident management, outsourcing/vendor management, fraud aggregation and assessment, Basel implementation/capital analysis, change management, Privacy, AML, LCM and other regulatory issues), in addition to core functions
n
nnMay be responsible for providing support for other major risk areas (e.g. Market, Credit, Reputational and/or Regulatory risks etc.)
n
nnMay be a point of contact for guidance in the monitoring/reporting of compliance, management, and strategic initiatives
n
nnProvides broad/deep commentary in support of the development/maintenance/oversight of policies/procedures/practices, as required
n
n nShareholder Accountabilities:
nnnAdheres to enterprise frameworks or methodologies that relate to activities for our business area
n
nnEnsures respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities
n
nnConsistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
n
nnEnsures business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets)
n
nnParticipates in cross-functional/enterprise/initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations
n
nnConducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience
n
nnConducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations and assess the effectiveness of programs/policies/practices
n
nnMonitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist
n
nnLeads/facilitates and/or implements actions/remediation plans to address performance/risk/governance issues
n
nnActively manages relationships within and across various business lines, corporate and/or oversight functions and ensures alignment with enterprise and/or regulatory requirements
n
nnKeeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
n
nnMaintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
n
n nEmployee/Team Accountabilities:
nnnParticipates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
n
nnProvides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit
n
nnKeeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
n
nnParticipates in personal performance management and development activities, including cross training within own team
n
nnKeeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
n
nnContributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
n
nnLeads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships
n
nnContributes to a fair, positive and equitable environment that supports a diverse workforce
n
nnActs as a brand ambassador for your business area/function and the bank, both internally and/or externally
n
n nPhysical Requirements:
nNever: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
nnnDomestic Travel – Occasional
n
nnInternational Travel – Never
n
nnPerforming sedentary work – Continuous
n
nnPerforming multiple tasks – Continuous
n
nnOperating standard office equipment - Continuous
n
nnResponding quickly to sounds – Occasional
n
nnSitting – Continuous
n
nnStanding – Occasional
n
nnWalking – Occasional
n
nnMoving safely in confined spaces – Occasional
n
nnLifting/Carrying (under 25 lbs.) – Occasional
n
nnLifting/Carrying (over 25 lbs.) – Never
n
nnSquatting – Occasional
n
nnBending – Occasional
n
nnKneeling – Never
n
nnCrawling – Never
n
nnClimbing – Never
n
nnReaching overhead – Never
n
nnReaching forward – Occasional
n
nnPushing – Never
n
nnPulling – Never
n
nnTwisting – Never
n
nnConcentrating for long periods of time – Continuous
n
nnApplying common sense to deal with problems involving standardized situations – Continuous
n
nnReading, writing and comprehending instructions – Continuous
n
nnAdding, subtracting, multiplying and dividing – Continuous
n
n nThe above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
n#Linkedin
n#LI-USCorporate
nWho We Are:
nTD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
nOur Total Rewards Package
nOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (
nAdditional Information:
nWe’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
nColleague Development
nIf you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
nIf you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
nWe're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
nTraining & Onboarding
nWe will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
nInterview Process
nWe’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
nAccommodation
nTD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
nIf you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
nUS Labor & Employment Posters ( | California Privacy ( |
nAccessibility ( | FAQ (
nOur Values
nAt TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.
nOur Commitment to Diversity, Equity, and Inclusion
nAt TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.
nHelping to Make an Impact in Communities – TD Ready Commitment
nTD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. Learn more: Canada ( | US ( | Europe & Asia Pacific (
nFederal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
Worksite address
charlotte, NC, 28245, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.