About this opportunity
WTW inc. lists this Investment Advisor Representative opportunity in richardson, Texas. Review the employer’s description below for duties, qualifications and application requirements.
Job description
Description
nThe Role
nThe Investment Advisor Representative (IAR) is responsible for delivering investment advisory services to individual clients, supported by a technology-enabled, hybrid robo-human advisory model. The role focuses on providing ongoing investment advisory support, asset allocation recommendations and mapping, portfolio construction and monitoring, and discretionary investment advice, as appropriate.
nClient asset allocations and portfolio recommendations are generated by an underlying advisory model designed to align with each client's stated objectives, risk tolerance, and personal circumstances. Advisors are responsible for reviewing model‑generated outputs, applying professional judgment, addressing client‑specific considerations, and communicating recommendations clearly and effectively.
nClient interactions are supported by digital tools, structured workflows, and platform‑generated insights, enabling advisors to efficiently support multiple client engagements. The role emphasizes consistent, compliant investment advice delivery at scale, with a strong focus on quality client service, regulatory adherence, and disciplined investment processes, rather than primary sales ownership or long‑term relationship management.
nWhere appropriately licensed, advisors may also support annuity solutions as part of a broader retirement income or investment strategy.
nThe Responsibilities
nInvestment Advisory & Client Delivery
nnnProvide investment advisory services to individual clients, including ongoing portfolio management, asset allocation recommendations, portfolio construction and monitoring, and discretionary investment advice, as appropriate.
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nnReview, validate, and interpret model‑generated asset allocations and portfolio recommendations, applying professional judgment to address client‑specific considerations and regulatory requirements.
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nnCommunicate investment recommendations clearly and effectively, explaining rationale, risks, and trade‑offs in a client‑friendly manner.
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nnDeliver investment advice efficiently across multiple client engagements, leveraging standardized workflows, digital tools, and platform‑provided client information.
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nnDeliver investment advice by effectively assessing client circumstances using information gathered via the user interface. Serve as an advisor to individuals by assessing financial objectives, risk tolerance, and life goals.
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n nTechnology-Enabled Advisory Model
nnnOperate within a hybrid robo‑human advisory framework, where core portfolio construction and asset allocation are generated by an underlying asset allocation model.
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nnUtilize platform‑generated insights, data inputs, and decision support tools to support consistent advice delivery.
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nnIdentify and escalate exceptions, constraints, or client circumstances that require deviation from or refinement of model‑generated outputs, in accordance with established governance and compliance standards.
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n nCompliance & Risk Management
nnnEnsure all investment advice, documentation, and client interactions comply with applicable licensing, regulatory obligations, and internal policies.
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nnMaintain accurate and complete client records, including client objectives, recommendations, disclosures, approvals, and ongoing monitoring activities.
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nnAdhere to supervisory controls related to discretionary authority, suitability, and model governance.
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nnStay current on regulatory changes, investment policies, and changes impacting investment advisory services.
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nnComplete all required continuing education and compliance training.
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n nQualifications
nThe Qualifications
nnnLicensing requirements
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nnActive Investment Adviser Representative (IAR) registration, including successful completion of the Series 65 examination (or equivalent, such as Series 66 where permitted), permitting the provision of investment advisory services
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nnAbility to obtain and maintain required registrations and licenses and adhere to all applicable regulatory requirements and ethical standards.
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nnPreferred licenses / registrations (viewed as a plus)
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nnActive insurance producer licenses (e.g., life and health), supporting familiarity with individual insurance products, such as fixed annuities.
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nnBroker‑Dealer registrations (e.g., Series 6 or Series 7, with SIE), enabling the recommendation of securities‑based products such as variable annuities.
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nnPrior experience working in environments that integrate Registered Investment Advisor (RIA), Fixed Insurance Brokerage (FIB), and/or broker‑dealer models, with clear understanding of role boundaries and regulatory distinctions.
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nn3+ years of experience providing investment advisory services to individual clients.
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nnFamiliarity with broader financial planning concepts (e.g., retirement, estate planning, wealth protection).
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nnStrong communication, presentation, and customer service skills.
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nnExperience working in an advisory, wealth management or consultative financial services environment.
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nnOther professional designations (e.g., CFP, CFA) considered an asset.
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n nSkills & Competencies
nnnAbility to integrate human judgment with robo‑supported insights to deliver timely, high‑quality client guidance.
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nnComfort operating in a technology‑enabled advisory environment, including reviewing client information, recommendations, and workflows generated through a digital platform.
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nnHigh ethical standards and commitment to compliance and risk management.
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nnStrong analytical skills to assess client needs and evaluate suitable solutions.
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nnAbility to manage multiple client appointments and priorities effectively.
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nnCollaborative approach with internal teams and external partners.
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nnHigh attention to detail and documentation accuracy.
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nnAbility to explain complex investment concepts in clear, client-friendly terms.
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nnSelf-motivated with strong time management skills.
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n nCompensation and Benefits
nBase salary range and benefits information for this position are being included in accordance with requirements of various state/local pay transparency legislation. Please note that salaries may vary for different individuals in the same role based on several factors, including but not limited to location of the role, individual competencies, education/professional certifications, qualifications/experience, performance in the role and potential for revenue generation (Producer roles only).
nCompensation
nThe base salary compensation range being offered for this role is $90,000- $120,000 USD per year. This role is also eligible for an annual short-term incentive bonus.
nCompany Benefits
nWTW provides a competitive benefit package which includes the following (eligibility requirements apply):
nnnHealth and Welfare Benefits: Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Group Accident, Group Critical Illness, Life Insurance, AD&D, Group Legal, Identify Theft Protection, Wellbeing Program and Work/Life Resources (including Employee Assistance Program)
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nnLeave Benefits: Paid Holidays, Annual Paid Time Off (includes paid state/local paid leave where required), Short-Term Disability, Long-Term Disability, Other Leaves (e.g., Bereavement, FMLA, ADA, Jury Duty, Military Leave, and Parental and Adoption Leave), Paid Time Off (
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nnRetirement Benefits: Contributory Pension Plan and Savings Plan (401k). All Level 38 and more senior roles may also be eligible for non-qualified Deferred Compensation and Deferred Savings Plans.
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n nPursuant to the San Francisco Fair Chance Ordinance and Los Angeles County Fair Chance Ordinance for Employers, we will consider for employment qualified applicants with arrest and conviction records.
nEOE, including disability/vets
Worksite address
richardson, TX, 75080, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.