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Goldschmitt and Associates

Loan Analyst

Remote — United States (see country and timezone requirements)

Check who can apply and the requirements below before continuing.

Job description

At Goldschmitt and Associates LLC (G&A), we’re not just another company—we’re a catalyst for innovation and impact, and we’re inviting passionate, forward-thinking individuals to join us on this journey. Recognized multiple times on the Inc 5000 list of the fastest-growing companies, G&A is a leader in tech transformation and system modernization for some of the nation’s most important federal agencies.

Our culture is built on creativity and collaboration. We offer flexible schedules, telework options, and an environment where your ideas truly matter. At G&A, you won’t just clock in—you’ll be solving real-world challenges and working on projects that make a difference in the lives of millions.

Joining our team means becoming part of a vibrant, connected community where innovation thrives, your voice is heard, and your impact is felt. Whether you’re a tech enthusiast, a strategic thinker, or a problem-solver, at G&A, you’ll have the opportunity to level up your career while making a real-world impact.

If you’re ready to be part of a company that values purpose as much as progress, G&A is the place for you!

Summary:

The Loan Analyst provides oversight, guidance, and advanced expertise in managing the institution’s Federal Perkins Loan portfolio. In addition to performing complex financial analyses, this role leads the day to day activities of staff responsible for borrower account reviews, adjustments, reconciliations, and compliance tasks. The Loan Analyst ensures the accuracy and financial integrity of the portfolio, monitors workload distribution, and supports high‑quality service delivery to meet institutional and federal compliance requirements.

This position requires strong analytical skills, deep knowledge of loan accounting principles, the ability to interpret Perkins Program regulations, and the leadership capacity to guide team members, oversee quality, and support operational decision‑making.

This position is remote.

The anticipated salary range for this position is $70,000.00 - $79,000.00.

Job Duties and Responsibilities:

Analyze and maintain borrower accounts within the Perkins Loan portfolio

Review payment activity, interest accrual, deferment, forbearance, cancellation, and default status

Investigate and resolve account discrepancies, misapplied payments, and balance inconsistencies

Coordinate account updates with third-party servicers and collection agencies

Experience managing contract modification activities, change requests, and deliverable updates

Perform monthly and quarterly reconciliation of the Perkins Loan servicing system to the institution’s general ledger and revolving fund

Prepare portfolio reports including:

Outstanding principal and interest

Delinquency and default aging

Cash activity and collections

Cancellation and rehabilitation activity

Support year-end financial reporting and audit preparation

Assist with audit and other regulatory reviews

Ensure compliance with Federal Perkins Loan Program regulations and institutional policies

Monitor due diligence requirements for billing, collections, and default prevention

Maintain audit-ready documentation for account adjustments and reporting

Identify compliance risks and recommend corrective actions

Analyze portfolio trends and identify areas for operational improvement

Develop tracking tools and reports to enhance oversight and decision-making

Support system upgrades, data validation, and servicing transitions as needed

Necessary Skills and Knowledge:

Knowledge and understanding of the Telephone Consumer Protection Act and Consumer Financial Protection Bureau, its related regulations, and the state laws and regulations

Ability to create presentations and provide training to staff regarding performance

Ability to audit and review and reconcile loan balances and payments

Capable of leading a team and coaching a team

Detailed-oriented and ability to multi-task

Excellent written, verbal, and interpersonal communication skills

Proficient knowledge of Microsoft Office applications, specifically Excel

Ability to read, write, and speak fluent English

Excellent presentation and facilitations skills

Demonstrated ability to communicate effectively within all levels of the organization

Ability to adjust quickly to changing business needs

Minimum Qualifications:

Possess at least 2 years of related experience

Possess at least 1 year of experience leading and coaching a team

Possess a high school diploma or similar certification, such as the GED

Possess the ability to pass and maintain eligibility for a 6C Level Public Trust investigation with the Department of Education

Preferred Qualifications:

Possess a bachelor’s degree in accounting, Finance, or a related field, or possess an equivalent amount of experience and/or education

Possess at least 5 years of experience in administrative support leadership role directing and managing teams on the student loan servicing contract or possess at least 5 years of experience executing operational accounting tasks on a student loan servicing contract

Possess at least 5 years of financial accounting/reporting and reconciliation experience

Possess at least 2 years of experience responding to audits, reviews, and detailing the reconciliation of loan balances and payments

Possess demonstrated strength in operational and financial analysis using manual and computerized methods

Possess knowledge of systems and practices is commonly utilized in the occupation of a financial services organization

NOTE: This job description is not intended to be an exhaustive list of all duties, responsibilities or qualifications associated with the job. It is intended to describe the general nature and work responsibilities of the position. This job description and the duties of this position are subject to change, modification and addition as deemed necessary by the Company.

Goldschmitt and Associates offers the following benefits:

401(k) with immediate vesting

Paid Federal Holidays

Tuition Reimbursement

Medical Insurance, including Vision and Dental Insurance

Employer-Paid Short-Term and Long-Term Disability

Employer Paid Life Insurance

Supplemental Life Insurance

FSA/HSA Programs

Commuter Benefits Program

Adoption Assistance Program

Employee Assistance Program (EAP)

Caregiver Support Program

Health Advocacy Program

Financial Wellbeing Support

Goldschmitt and Associates is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.

Originally posted on Himalayas

Who can apply

Eligible countries: United States. Accepted UTC offsets: UTC-10, UTC-9, UTC-8, UTC-7, UTC-6, UTC-5, UTC+14. Review the full description for employer-specific work authorization, residency and schedule requirements.

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