About this opportunity
BayCoast Bank lists this LOAN OFFICER opportunity in hull, Massachusetts. Review the employer’s description below for duties, qualifications and application requirements.
Job description
POSITION DESCRIPTION
Loan Officer
BayCoast Mortgage Company
Work Model: Hybrid (Flexible Work Program)
Bilingual: Spanish/Portuguese a plus
Build Careers. Empower Homeownership. Grow With BayCoast.
BayCoast Mortgage Company is seeking a motivated, relationshipdriven Loan Officer to join our growing team. This role is ideal for a selfstarter who thrives on building connections, delivering exceptional customer experiences, and helping individuals and families achieve the dream of homeownership.
As a Loan Officer, you'll serve as a trusted mortgage advisor-originating residential loans, cultivating longterm referral relationships, and driving production through strong community engagement. With the support of a respected local financial institution, industryleading resources, and a flexible hybrid work environment, you'll have everything you need to succeed.
What You'll Do
Originate residential real estate mortgage loans through proactive selfgenerated sales efforts
Develop, expand, and maintain a strong referral network of Realtors, builders, attorneys, accountants, and other centers of influence
Identify and engage prospective borrowers via phone, internet, email, inperson meetings, and referral channels
Guide borrowers through the mortgage process from application to closing, ensuring a smooth and positive customer experience
Originate mortgage applications in compliance with company policies, investor guidelines, and regulatory requirements
Prepare, explain, and distribute required disclosures and loan documents at application
Collect and manage borrower documentation, following up as needed to ensure timely loan processing
Maintain a wellmanaged pipeline of highquality loans while clearly communicating expectations to borrowers and transaction partners
Attend open houses, Realtor meetings, homebuyer seminars, networking events, and community outreach activities to grow your personal brand and production
Maintain active NMLS registration and stay current on federal and state mortgage regulations
Collaborate across BayCoast's family of companies to identify opportunities for referral and crossfunctional growth
Consistently demonstrate BayCoast's mission and core values through ethical behavior, professionalism, and community commitment
What We're Looking For
Ability to obtain an NMLS license and maintain as a condition of employment
2+ years of mortgage loan origination experience or a strong background in sales, lending, or financial services
College degree preferred
Proven ability to generate business, build relationships, and deliver outstanding customer service
Basic knowledge of conventional, FHA, VA, and other government loan programs
Understanding of mortgage processing, underwriting, and closing workflows
Basic knowledge of federal and state real estate lending regulations (TRID, RESPA, ECOA, etc.)
Strong organizational and timemanagement skills with the ability to manage multiple loans simultaneously
Proficiency in Microsoft Office and mortgage technology platforms
Behavior and performance align with the guiding principles and purpose that define the organization's mission (To provide exceptional service and solutions for our community), and core values (Take pride in what I do; Believe that what I do is important; Care about people; Have a positive attitude).
Embraces the Bank's commitment to Solutions by seeking and recognizing opportunities to refer new business to different areas of the Bank, BayCoast Insurance, Plimoth Investment Advisors, BayCoast Mortgage Company, Priority Funding, and Teamwork Funding.
Equipment & Work Environment
Laptop, Docking Station, Dual Monitors, Camera/Microphone, Cell Phone
Hybrid work environment with some evening and weekend availability as business needs require
Ability to attend inperson meetings, remote meetings, and local events
Occasional lifting of up to 20 lbs
Reasonable accommodations may be provided for qualified individuals with disabilities.
Why BayCoast?
Strong local brand and community presence
Vast product offering
Flexible hybrid work schedule
Supportive leadership and collaborative culture
Opportunity to grow your business within an established financial institution
Missiondriven organization committed to community impact and exceptional service
Compensation & Commission
BayCoast Mortgage Company offers a competitive, performancebased compensation structure designed to reward growth, production, and longterm success.
Commissionbased compensation with basis points (BPS) payout tied to funded loan volume
Recoverable or nonrecoverable draw options available and negotiable based on experience and production history
Earning potential aligned with individual production, referral network strength, and portfolio performance
Support from a wellestablished processing, underwriting, and operations team to help maximize funded volume
Compensation structure will be finalized based on experience, licensing status, and demonstrated production capability.
Worksite address
hull, MA, 02045, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.