About this opportunity
Venbrook lists this Medical Underwriter opportunity in charleston, West Virginia. Review the employer’s description below for duties, qualifications and application requirements.
Job description
Excess Liability Insurance Underwriter Brooks Insurance Agency Brooks Insurance Agency is the wholesale brokerage of Venbrook Group, LLC, a holding company with subsidiaries engaged in retail broking, wholesale broking, programs, and claims services. As an independent, multi-line wholesaler in the property and casualty marketplace, Brooks Insurance provides coverage on both an excess and surplus (E&S) and admitted basis. Brooks Insurance works across standard markets and specializes in distressed and complex lines of business. Our strong premium volume reinforces our carrier relationships, positioning Brooks Insurance as a preferred partner and ensuring priority submission review and exceptional service. Brooks Insurance is the wholesale brokerage of Venbrook. Our team of experts leverages agility, innovation, and creative problem-solving to guide our clients through an ever-changing risk environment. We pride ourselves on providing insurance services that allow businesses to make bold decisions, knowing their risks are identified, assessed, and mitigated. We value agility, versatility, innovation and creative problem solving and put our people at the core of everything we do. Medical, Dental, Vision, Life, and Disability Insurance ~ Paid Holidays ~ Work-life quality and flexibility The Excess Liability Insurance Underwriter evaluates, selects, and prices excess and surplus (E&S) casualty risks within delegated underwriting authority. This is a technical carrier underwriting role focused on sound risk selection, disciplined pricing, portfolio profitability, and documentation quality across a broad range of target classes including contracting/wrap-up/project-specific risks, product liability, service classes, real estate, and institutional exposures. Exercises disciplined analytical thinking to evaluate complex excess casualty risk exposures and make binding underwriting decisions within delegated authority limits. Balances risk quality with portfolio profitability. Technical Underwriting Depth: Demonstrates strong command of excess and surplus lines casualty underwriting principles, coverage structures, attachment points, and pricing methodology across multiple target classes. Monitors loss trends, emerging risks, and E&S market conditions to proactively adjust underwriting strategies and maintain a profitable, disciplined book of business. Communicates underwriting decisions clearly, including rationale for pricing, coverage structure, or declinations. Thoroughly reviews applications, loss history, and exposure data. Risk Assessment & Underwriting Authority Analyze complex excess casualty risk submissions, including underlying primary programs, loss history, and exposure data Evaluate risks across target classes including contracting/wrap-up/project-specific, product liability, service classes, real estate, and institutional exposures Determine appropriate coverage structures, attachment points, limits, terms, conditions, and endorsements in accordance with underwriting guidelines Refer risks outside delegated authority to senior underwriting leadership with a clear, documented recommendation Apply surplus lines regulatory knowledge in structuring and transacting placements appropriately Maintain a profitable book of business through disciplined risk selection and consistent application of underwriting guidelines Monitor loss trends, emerging risks, and E&S market conditions to adjust underwriting strategies Collaborate with carrier actuarial teams to refine pricing models and ensure rate adequacy Identify and escalate portfolio-level concerns, deteriorating segments, or appetite shifts to leadership Communicate underwriting decisions clearly and professionally, including rationale for pricing, structure, or coverage changes Provide guidance to brokers on risk characteristics, carrier appetite, and submission requirements Represent the carrier at industry events, broker meetings, and training sessions as appropriate Prepare clear, accurate underwriting files that document the basis for each binding decision Ensure all transactions adhere to surplus lines regulatory requirements, internal policies, and delegated authority limits Maintain thorough knowledge of underwriting guidelines, carrier appetite, and state-specific insurance laws Stay current on legal developments and emerging excess casualty liability trends Strong technical knowledge of E&S casualty coverage structures, attachment points, and pricing methodology ~ Ability to analyze complex risk submissions, loss data, and exposure information to reach sound underwriting conclusions ~ Excellent written and verbal communication skills, including the ability to clearly document and defend underwriting decisions ~ Proficiency with underwriting platforms, rating tools, and productivity software Experience underwriting across multiple casualty classes including contracting, product liability, real estate, and institutional risks Familiarity with actuarial pricing models and loss development concepts Bachelors degree in business, finance, risk management, or a related field ~
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.