Mortgage Advisor

Job description

Experience Required

n1 - 3 years

nMinimum Education Required

nHigh School Diploma or Equivalent

nCompensation

n$15.92 / Hourly

nHours Per Week

n40

nNumber Of Positions

n1

nShift

nFirst Shift (Day)

nJob Description

nDescription

nWeichert Financial Services is hiring a Mortgage Advisor in Ocean County, NJ. Established in 1980 to offer real estate-related financial assistance to the customers of Weichert, Realtors, Weichert Financial Services has a unique opportunity for a Mortgage Advisor to as they help our clients achieve the American Dream of Homeownership. Our Mortgage Advisors are more than loan originators -- they are on the front lines of the real estate process. We not only provide access to leads from various sources, but also the ability to meet agents and referral partners outside our real estate offices. Work for a premier name in real estate that gives you access to best-in-class technology and a wide range of mortgage programs.

nThe Mortgage Advisor is responsible for representing the Company and originating residential mortgage loans within a designated Weichert sales office. The position develops and maintains existing customer relationships, as well as identifies new customer opportunities from various channels. Working with our Realtor partners, our mortgage advisor prequalifies prospects, issues pre-approvals, stays in contact with customers during the home search process, and works closely with customers until they close their transaction. In addition, the position partners closely with their Office Manager to convert leads and add value to our Sales Associates.

nJob responsibilities include, but are not limited to, the following:

nDevelops relationships with new and current customers, as well as realtors, builders, attorneys, and referral partners. This includes Weichert Realtors, as well as the Realtor Community outside of the Weichert office.

nLeverages their personal sphere to generate leads, as well as proactively following up on leads from various sources provided by the Company.

nIssues fully assessed pre-approvals which includes all facets of the qualification process, from income and credit to property standards.

nProvides a complete needs analysis for each prospect, fitting them for the most suitable program for their needs and providing accurate rate quotes and rate options for each program.

nSubmits complete and accurate mortgage loan applications that provide all of the information needed to make an underwriting decision.

nStays abreast of changes in market conditions that affect the Company's many loan products.

nCommunicates regularly with all participants during the loan origination process, keeping them updated on the status.

nProvides excellent customer service at all times and provides solutions for customer concerns.

nPromotes collaborative atmosphere with representatives of the Weichert Team. Stays up-to-speed on availability of all products and provides customers with contact information of the appropriate Weichert product representative.

nEnsures full compliance with all applicable federal and state law and regulations, all Company policies and procedures, and all applicable investor guidelines, including maintaining all mortgage loan origination licensing and continuing education requirements.

nUpdates lead portals, the CRM and other tracking software on a regular basis.

nPerforms other duties as assigned.

nThe ideal candidate will meet the following requirements:

nHigh school diploma or GED

nIndividual state loan originator license(s) required for specific states in which employee engages in any mortgage loan origination activity

nAt least one (1) to three (3) years of retail mortgage loan origination experience preferred

nGeneral financial sales, real estate or mortgage operations experience may be substituted for part of the required mortgage loan origination experience

nAbility to determine appropriate interest rate quotes to customer and to determine maximum qualification amounts based on investor guidelines

nAbility to apply investor guidelines to specific sales situations and use discretion and judgment to recommend the most appropriate products to customers based on qualifications and needs identified by customer analysis

nAbility to set goals and divide processes into timelines

nExcellent problem-solving skills are essential

nProficiency in Microsoft Office suite of products and ability to quickly gain proficiency in the Company's proprietary mortgage software products

nExcellent oral and written communications skills

nAbility to conduct presentations and hold one-on-one meetings

nAbility to multitask in a fast-paced environment

nSuperior customer services skills with a strong attention to detail

nExceptional math skills including addition, subtraction, multiplication, division, percentages, and fractions

nKnowledge and ability to use typical office equipment (PC, calculator, fax machine, etc.)

nIn addition to a base salary up to $33,113.60, this position offers a competitive commission structure. The rate of pay offered will be dependent upon several factors including candidate's relevant skills, education, work experience, job location/geographic region, and/or certifications. Weichert offers a comprehensive suite of benefits to all eligible employees, including medical, dental, and vision insurance, life and disability coverage, 401(k) retirement savings, Paid Time Off (PTO), Flexible Spending Accounts (FSA), and much more.

nWeichert is an equal opportunity employer. We are committed to non-discrimination on any protected basis, such as disability and veteran status, or any other basis covered under applicable law.

nEqual Opportunity Employer/Protected Veterans/Individuals with Disabilities

nThis employer is required to notify all applicants of their rights pursuant to federal employment laws.

nFor further information, please review the Know Your Rights notice from the Department of Labor.

nEqual Opportunity Employer Minorities/Women/Protected Veterans/Disabled

nPlace of Work

nOn-site

nRequisition ID

nMORTG

nJob Type

nFull Time

Worksite address

beach haven, NJ, 08008, US

Who can apply

Review the original listing for work authorization, qualifications and employer requirements.