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Job description
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
nRegions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
nJob Description:
nAt Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.
nPrimary Responsibilities
nnnCompletes mortgage applications for submission to the loan processing and underwriting departments
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nnEvaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
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nnMaintains contact with loan customer, communicating progress of loan and obtaining any required documentation
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nnStructures loan to comply with acceptable lending practices and Federal regulations
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nnEstablishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
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nnAnswers customer calls and walk- in customers to discuss various loan products and qualification information
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nnMakes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
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nnCross-sells other bank products and services
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nnReads surveys and appraisals, and takes necessary steps to correct encroachments and violations
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nnMay participate in networking through professional, business and community organizations and activities to promote and market loan products
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n nThis position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.
nThis is a commission-based job. Associates in the role have historically earned total compensation averaging $20,000 - $100,000+ per year. Actual compensation will vary based on associate's location, performance, and production.
nThis position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to for more information.
nRequirements
nnnHigh School Diploma or GED
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nnOne (1) year of mortgage lending experience with proven mortgage production
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nnAbundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners
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n nPreferences
nnnBachelor's degree
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nnPrior Mortgage Loan Officer experience
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n nSkills and Competencies
nnnGood organizational skills
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nnKnowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
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nnKnowledgeable on agency and investor regulations and guidelines
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nnMust be able to build and maintain internal and external relationships to deliver high levels of service
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nnMust be able to multi-task competing priorities and meet tight deadlines
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nnProficient in Microsoft Office products
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nnSales acumen
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nnStrong written and verbal communication skills
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nnPositions may be available in other cities within Alabama
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n nPreferred :
nnnMortgage Loan Officers with a minimum of $1M per month average proven production volume
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nnCurrent mortgage origination experience
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n nPosition Type
nFull time
nIncentive Pay Plans:
nThis role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.
nPosition Type
nFull time
nBenefits Information
nRegions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. ( Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
nnnPaid Vacation/Sick Time
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nn401K with Company Match
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nnMedical, Dental and Vision Benefits
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nnDisability Benefits
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nnHealth Savings Account
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nnFlexible Spending Account
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nnLife Insurance
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nnParental Leave
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nnEmployee Assistance Program
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nnAssociate Volunteer Program
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n nPlease note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.
n nLocation Details
nRegions Center
nLocation:
nBirmingham, Alabama
nEqual Opportunity Employer/including Disabled/Veterans
nJob applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
Worksite address
madison, AL, 35756, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.