About this opportunity
JCW Group lists this Mortgage Underwriter opportunity in fairfield county, Connecticut. Review the employer’s description below for duties, qualifications and application requirements.
Job description
Overview:
A well-established community bank is seeking a Mortgage Underwriter to join its residential lending team. This role centers on evaluating first mortgage and HELOC applications against Fannie Mae standards and guiding files from submission through approval and closing. It’s a strong fit for an underwriter who wants a visible seat in the credit decision process within a team-oriented environment.
Responsibilities:
Underwrite residential mortgage and HELOC applications in line with Fannie Mae guidelines.
Develop written loan presentations and present recommendations to the Bank’s Loan Committees.
Evaluate credit reports, appraisals, and other third-party documentation.
Examine title work, insurance coverage, flood determinations, and related legal documents for accuracy and completeness.
Work with borrowers to satisfy open conditions and move files to clear-to-close.
Maintain compliance with applicable lending laws and regulations throughout the loan lifecycle.
Serve as a point of contact for originators, processors, and credit leadership to keep the residential pipeline moving.
Qualifications:
Experience in residential mortgage underwriting, with working knowledge of Fannie Mae guidelines.
Comfortable reviewing title reports, insurance policies, flood certificates, and legal documents.
Experience with Word, Excel, LaserPro (Finastra D+H) a plus.
5+ years of banking or related experience preferred.
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.