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First Bank & Trust Company

Mtge Home Ln Advisor

san mateo, CA

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Job description

About this Role

Mortgage Home Loan Advisor

Do you hate sitting in an office all day? This position actually requires that you spend more than 80% of your time outside of your office. Like meeting new people and helping people to finance a new home? Read further to check out this opportunity.

In this Role You Will

Sourcing leads for mortgage home loans

Meet with perspective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc.

Analyze perspective borrowers' financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loan

Submit completed applications and confer with underwriters to aid in resolving mortgage application concerns

Advise borrowers of underwriting decisions, work with the borrower and underwriter to ensure all underwriting conditions are met

Work with both the processor and borrower, if loan is denied, about reconstructing loan under a different program

Coordinate loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process

Qualifications, Competencies and Skills Have a high school diploma or general education degree (GED)

Have one to two years related experience and/or training

Are proficient with Windows-based software

Have the ability to drive a car or obtain other reliable transportation is required

Are able to speak, read, write and effectively interpret documents and reports

Have competent math skills

Are registered under the Nationwide Mortgage Licensing System (NMLS) - required upon hire

Are self-motivated and extremely detail oriented

Thrive in a fast-paced, constantly changing environment

The hourly wage rate for this role is $18.50 per hour.

Worksite address

san mateo, CA, 94409, US

Who can apply

Review the original listing for work authorization, qualifications and employer requirements.

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