About this opportunity
Kinetic Credit Union lists this Payment Services Associate/Collector opportunity in columbus, Georgia. Review the employer’s description below for duties, qualifications and application requirements.
Job description
Job TitleResponsible for identifying and collecting all credit union loans which are late, delinquent, potentially delinquent or charged-off. Responsible for the daily operations relating to the Overdraft Privilege Program Service.Essential Duties/ResponsibilitiesContacts delinquent members to discuss their accounts which are less than 30 days delinquent.Determines delinquency causes. If appropriate, offers and provides financial counseling to the member whose account is delinquent, makes recommendations and establishes proper corrective action to bring the loan current.Mails collection letters to members. Documents collection actions taken and refers serious problems to credit union management or the credit union's collection agency. Maintains delinquency and collection history on all delinquent loan and collection activity.Serves as the contact for the credit union's collection agency.Researches posting and transaction mistakes.Processes Extension and due date requests.Post and balance checks received on a daily basis.Assists with overseeing daily payment services department operations. Ensures proper adherence to credit union delinquent notice policies and procedures and that all collection practices are in accord with legal requirements and regulatory policies and procedures.Prepares delinquent loan report, month end reports and statistics as needed for Payment Services Mgr.Attend annual training on BSA/AML to remain current on any changes to these policies and procedures and remain compliantParticipates in the Community Involvement goals of the credit union.Orders supplies for the department as needed.Reviews accounts to determine if overdraft privilege will be restored after it has been suspended.Serves as point of contact for all members (internal and external) in relations to the overdraft privilege program.Additional Duties/ResponsibilitiesRemains current on legal and regulatory issues, which may affect Payment Services.Provides debt and financial counseling using established procedures.Assists in maintaining collections records using established procedures.Completes SAN (Suspicious Activity Narrative) when applicable according to policies and procedures set forth by Kinetic Credit Union, in accordance to BSA/AML regulations, and turns over to appropriate parties in a timely manner.Responsible for completing Information Security Awareness training as directed by management.Responsible for complying with GLBA, Safe Act, Regs B, D, E, CC, Z and other regulatory requirementsPerforms additional duties as directed by management.Technology RequirementsEmployees must have smartphone (iOS or Android) to access company applications for tasks and security purposes.Employees must install and use designated apps for access control and two-factor authentication to access company systems.RequirementsJob requires a high school diploma or the equivalent and a commensurate level of language, math, and reasoning skills.In addition, three years of experience in a related field is preferred.Formal training should be supplemented with continuing education.Work Environment/Physical ActivitiesThis role is primarily sedentary, involving desk-based work, extended periods of sitting, and frequent computer use.When covering or assisting within the department, must be able to lift, carry, bend, twist, and move items weighing up to 25 lbs.The job calls for a high degree of mental concentration to interpret and act upon a wide range of situations.The job requires a high degree of attention to details.Job requires access to credit union's network and core data processing system. Core system roles are assigned by Divisional Vice President
Worksite address
columbus, GA, 31901, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.