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Job description
This is a remote position.
The Payments Business Analyst will bridge business, product, compliance, and engineering teams to deliver secure, efficient, and scalable payment solutions. The role focuses on requirements gathering, payment flow analysis, integration support, and ensuring alignment with regulatory and operational standards.Key Responsibilities
Gather and document business requirements for payment products and solutions.
Analyze end-to-end payment flows including collections, disbursements, and settlements.
Define functional specifications for payment APIs and integrations.
Work with Product Managers and Engineers to design payment system workflows.
Support integration with banks, payment gateways, and fintech partners.
Identify and document business rules for transaction processing and reconciliation.
Assist in testing, UAT, and validation of payment functionalities.
Ensure compliance with relevant payment regulations and standards.
Support issue resolution related to payment processing and transaction failures.
Collaborate with stakeholders to improve payment efficiency and user experience.
Required Qualifications
Bachelor’s degree in Business, Finance, Computer Science, or related field.
3–6 years of experience as a Business Analyst, preferably in payments or fintech.
Strong understanding of payment systems and digital financial services.
Experience working in Agile environments.
Ability to translate business needs into technical requirements.
Strong analytical, documentation, and stakeholder management skills.
Good understanding of system integrations and APIs.
Technical & Functional Expertise
Financial regulations (AML, KYC, CBN guidelines, GDPR, etc.)
Risk & compliance frameworks
Regulatory reporting and audit processes
Policy development and governance frameworks
Data privacy and cybersecurity regulations
Fintech and digital payments compliance
Cross-border regulatory understanding
Product compliance integration (working with engineering/product teams)
Originally posted on Himalayas
Who can apply
Eligible countries: United States. Accepted UTC offsets: UTC-10, UTC-9, UTC-8, UTC-7, UTC-6, UTC-5, UTC+14. Review the full description for employer-specific work authorization, residency and schedule requirements.