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Job description
Personal Banker
Gulf Shores, Alabama, United States
General Responsibilities
Personal Bankers build and enhance new and existing customer relationships by selling retail banking products and services, making internal referrals, and making consumer loans.
Essential Duties
Sell retail banking products and services to customers and prospects; including proactively cross selling bank products and services such as credit cards, Certificates of Deposit, online banking, bill pay, mobile banking, e-statements, etc.
Establish deposit accounts for consumers and businesses.
Provide referrals to internal bank partners including insurance, commercial, investments, mortgage, small business, and agriculture.
Provide customer contact for consumer loans including auto and personal loans; collect customer information, underwrite loan request, get loan officer approval as needed, input basic customer information into compliance software, and close loan with customer.
Comply with the S.A.F.E. Mortgage Licensing Act and all related residential real estate mortgage regulations.
Provide customer contact for residential real estate, complete application, input application information into web application, print application, and collect income verification documents. May close loan with customer as requested.
Provide exemplary customer service including problem resolution and account follow up.
Other Duties
Serve as a member of the retail management team.
Provide teller line support as needed including managing lobby guests.
Oversee customer safe deposit box access as necessary.
Maintain thorough and up-to-date product knowledge including competitor offerings.
Provide educational outreach on bank products to community and businesses.
Participate in community events and organizations as directed.
Perform other duties as assigned.
Overall Accountabilities
Accuracy of work.
Work cooperatively with co-workers.
Deliver positive customer service.
Maintain confidentiality and security of records and information.
Follow all policies and procedures.
Working Relationships
Works directly with Market President and Vice President Retail as appropriate.
Works collaboratively with Credit Department, Branch Managers, and Lead Tellers.
Works cooperatively with all staff, community members, bank partners, and vendors.
Desired Qualifications
High School diploma or equivalent required; bachelor's degree preferred.
Retail banking experience preferred.
Spanish language skills highly desirable.
Demonstrated computer skills with Microsoft products required; banking software knowledge preferred.
Demonstrated interpersonal, written and verbal communication skills, and organizational skills required.
Job Specifications
Must be able to remain in a stationary position sitting 90% of work day.
Must be able to occasionally move about inside the office to access file cabinets, office machinery, etc.
Constantly operates a computer and other office productivity machinery, such as a calculator, copy machine, computer, and printer.
Constantly communicates with customers in person, via telephone, and by email. Must be able to exchange accurate information in these situations.
Constantly inspects documents for accuracy.
Salary & Benefits
Salary Range
$42,000-$60,000 annually, commensurate with experience, with performance bonus
Benefits
Health, dental, and vision insurance
Group life insurance
Short and Long-Term Disability Insurance
Additional optional insurance products available
Annual Service Bonus
Potential Annual Bank Performance Bonus
Banking Service Benefits
401K and Employee Stock Ownership Program (ESOP)
Paid vacation, sick, and holiday time
Worksite address
gulf shores, AL, 36547, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.