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Job description
Salary Range $23.50 - $28.00 Hourly
nLevel Experienced
nPosition Type Full Time
nCategory Customer Service
nJob Description
nTitle: Personal Banker II
nFLSA Status: Non-Exempt Employment Status: Full Time
nDepartment: Retail Location: Ayer Branch
nReports To: Assistant Branch Manager / Relationship Manager
nDate Prepared: 11/21/23 Human Resources Review: March 13,2024
nSUMMARY:
nAs a valued member of our Retail Branch team, the Personal Banker II plays a vital role at Main Street Bank, bringing in a wealth of experience and expertise. This position demands advanced skills and knowledge, encompassing a diverse array of responsibilities crucial for the seamless operation of the assigned branch.
nThe Personal Banker II handles a wide spectrum of customer service transactions, including both routine teller line operations and those of a more complex nature. In collaboration with the Assistant Manager and/or Branch Manager, they actively ensure the teller line operates at peak performance, including staffing, sales, and service functions. They may delegate responsibilities and assignments as needed and may even exercise administrative control over teller line functions to align with established bank policies and procedures.
nResponsibilities extend to daily teller activities, conducting transactions, cross-selling bank products, fostering customer relationships, facilitating account openings, and delivering exceptional customer service. The Personal Banker II also plays a pivotal role in guiding customers to the appropriate departments for non-deposit transactions and can lend their support to branch/retail projects.
nESSENTIAL DUTIES and RESPONSIBILITIES:
nThe requirements listed are representative of the knowledge, skill, and/or ability required.
nIn the performance of respective tasks and duties, the employee is expected to successfully perform quality work within deadlines with or without supervision, interact professionally with other employees, customers and suppliers; work effectively as a team contributor on all assignments and work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
nGENERAL:
nnnOversee teller line operations, including transaction processing, night deposit handling, branch balancing, vault management, ATM maintenance, and ensure adherence to bank policies and regulations.
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nnProvide daily supervision, coaching, and feedback to staff for exceptional customer service, needs assessment, and product recommendations.
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nnConduct regular meetings with the Assistant Manager/Branch Manager to discuss staffing, development needs, achievements, challenges, and performance objectives.
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nnAct in a leadership role in the occasional absence of the Assistant Branch Manager, and/or the Relationship Manager.
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nnCollaborate to achieve internal performance goals, encompassing business volume, deposits, loans, customer relationships, and quality audits.
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nnOffer training and guidance on existing and new processes to department members.
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nnFoster an inclusive work environment, rewarding performance while respecting individual skills and needs.
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nnDevelop and sustain relationships with leaders from other departments, aligning with core values and goals.
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nnMaintain a positive work atmosphere, conduct random monthly cash drawer audits, and manage cash levels.
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nnPrepare monthly teller staff schedules, handle customer inquiries professionally, and adhere to security guidelines.
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nnEnsure a thorough understanding of branch policies and procedures and can independently handle the opening and closing of the branch.
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nnAddress customer problems promptly and professionally, coordinating follow-up actions.
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nnMaintain comprehensive knowledge of the bank's products, process transactions, and attend seminars to stay updated.
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nnHandle all customer transactions, ensuring accurate balancing and compliance with security procedures.
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nnWork at the Customer Service desk, or teller line maintaining an efficient work area.
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nnOpen various deposit accounts, including retirement products and safe deposit boxes, with proper documentation.
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nnOccasionally travel for bank-related purposes, maintain knowledge of Bank Secrecy Act regulations, and participate in community events.
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nnUndertake additional duties as assigned.
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n nSALES:
nnnShares responsibility for achieving branch goals.
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nnParticipates in Branch activities that generate new business such as promoting branch sales culture and special promotional events.
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nnPartners with and provides referrals to other areas of the Bank, such as Commercial and Mortgage Lending, to help fully develop banking relationships.
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nnIn the performance of respective tasks and duties, the employee is expected to Up-hold the responsibilities set forth by the National Mortgage Licensing System and Registry (NMLS&R) and the SAFE Act
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nnOccasionally represents the financial institution in before/after hours and/or weekend networking and community service events.
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n nSERVICE:
nnnConsistently exceeds customer service expectations by offering excellent service, including greeting customers, smiling, using their name and building rapport with customers designed to generate customer loyalty.
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nnMaintains a solid knowledge of Bank’s deposit and loan products as well as additional services offered.
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nnProvides counsel to existing and potential customers regarding product and/or service selection.
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nnEvaluates customer problems and complaints and resolves them to ensure customer satisfaction.
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nnAssists customers with account opening and maintenance
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n nSUPERVISORY RESPONSIBILITIES:
nIn alignment with our Core Values and Lean Principles, and with guidance of, and coordination with, department management:
nnnOversee and support the daily operations of the teller line operations, including transaction processing, night deposit handling, branch balancing, vault management, ATM maintenance, and ensure adherence to bank policies and regulations.
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nnProvide daily supervision, coaching, and feedback to staff for exceptional customer service, needs assessment, and product recommendations.
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nnAct in a leadership role in the occasional absence of the Assistant Branch Manager, and/or the Relationship Manager.
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n nLEVEL OF RESPONSIBILITY:
nnnInteracts independently with branch staff and members of the community to conduct banking needs; resolves customer issues as needed.
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nnWork is routine and relies on prior directly related experience and specific bank policies, and sales programs.
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nnWork is supervised, and role is relied upon to provide subject matter content within the organization.
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n nEQUIPMENT REQUIRED:
nnSmart Phone - To enable the MFA (Multi Factor Authentication) facilitating access to MSB systems.
n nSKILLS REQUIRED:
nnnHigh School diploma or equivalent, banking courses and/or related work experience
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nnExperience in a financial institution - retail banking preferred
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nnAdvanced product knowledge
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nnProficient in Microsoft Office Suite products and the Internet
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nnBe registered or be eligible to register and maintain a valid Mortgage Loan Originator Identifier Number issued through the National Mortgage Licensing System and Registry (NMLS&R).
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nnMeans and mode to travel to any of Main Street Bank’s locations as needed on an occasional basis.
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nnSolid understanding and application of administration activities with an understanding of office procedures and ability to operate standard office equipment
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n nCOMPETENCIES:
nnnCoachable and demonstrable ability to take and implement feedback
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nnContinuous desire to learn and improve
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nnExcellent Communication Skills (written and verbal)
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nnAccurate attention to detail
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nnSelf-Monitoring
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nnProfessionalism
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nnAdaptability
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nnResponsiveness
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nnIndependent
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nnTeam orientated.
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nnConfidentiality & Discretion
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nnOrganizational Skills
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nnSound Judgement
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nnProficient Prioritization skills
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nnResourceful
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nnAbility to embrace change with a positive approach.
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nnMotivated and enthusiastic team player
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nnRelationship Builder - Develops and maintains relationships with officers, employees and external contacts and maintains alignment with core values, vision, strategy and goals.
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nnComputer Technology Savvy - Utilize technology/systems to improve work processes and use a range of technology to solve problems.
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n nLANGUAGE/COGNITIVE SKILLS:
nThe work skills described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
nThe person in this position frequently communicates with customers about banking products, their bank accounts & transactions and therefore must be able to exchange accurate information in these cases. They will need to use judgment and discretion in decision making situations, interpret and follow all Bank policies and procedures, write/create reports, and business correspondence, (Main Street Bank’s standard language is English). As well as the ability to:
nnnSpeak and effectively present/communicate information and respond to questions from customers, groups of managers, vendors, and other employees.
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nnDefine problems, collect data, establish facts, and draw valid conclusions.
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nnRead, analyze and interpret a variety of documents such as checks, bank statements and Loan documents and Bank policies and procedures.
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n nWORKING CONDITIONS AND PHYSICAL EFFORT:
nThe physical and work environment demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
nWhile performing the duties of this job, the employee is required to:
nPhysical Demands/Efforts
nnnOccasionally lift and/or move up to 25 pounds, (i.e. cash drawer, coin)
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nnFrequently required to remain in a stationary position, 50% of the time
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nnOccasionally required to stoop and bend.
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n nMental & Visual Demands
nnnConsistently operate a computer for extended periods of time
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nnSpecific vision abilities may be required by this job include close vision, distance vision, peripheral vision, depth perception, and ability to adjust focus.
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nnRegular use of office productivity machinery (i.e. a calculator, copy machine, fax machine, computer printer).
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n nWork Environment and Hazards
nnnRegularly move throughout the inside the Bank to access resources and individuals.
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nnOccasional local travel for bank purposes and/or on behalf of the bank (i.e. coverage, training, networking, community events).
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nnThe employee must be able to work schedules that meet the needs of the bank, which may include early morning, evening and/or weekend hours.
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nnIt is a general office environment where the noise level is moderate.
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n nAMERICANS WITH DISABILITIES ACT
nMain Street Bank complies with all aspects of the Americans with Disabilities Act (ADA) and state disability laws. This means that we will not discriminate against qualified individuals with a disability in any phase of the employment relationship including application for employment, hiring, promotions and/or advancement opportunities, termination, compensation, training and any other conditions or privileges of employment.
nApplicant Notice
nThe completion of this Application for Employment does not assure a position with Main Street Bank and any offer of employment is conditioned on the satisfactory completion of a background and credit review as determined by the sole discretion of Main Street Bank. Neither this Application for Employment nor any document constitutes a contract of employment for a specific term and that any employment relationship that may be established will be 'at-will' and if hired, may be terminated at any time, for any reason, by the applicant or Main Street Bank.
nMassachusetts Law - It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
nMassachusetts General Laws c. 151B prohibits employers from (1) terminating or refusing to hire individuals on the basis of genetic information; (2) requesting genetic information concerning employees, applicants, or their family members; (3) attempting to induce individuals to undergo genetic tests or otherwise disclose genetic information; (4) using genetic information in any way that affects the terms and conditions of an individual’s employment; or (5) seeking, receiving or maintaining genetic information for any non-medical purpose.
nMain Street Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws.
Worksite address
ayer, MA, 01432, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.