Personal Financial Advisor - Greenville, SC

Job description

On Site

nGreenville, South Carolina

nFull time

nR_

nWork Location:

nGreenville, South Carolina, United States of America

nHours:

n40

nPay Details:

n$25.75 - $38.50 USD

nTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

nAs a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

nLine of Business:

nTD Wealth

nJob Description:

nThis role works from a centralized hub with clients in the Mass Affluent (MA) segment to attract and retain clients by addressing their wealth management needs. Meets remotely with prospects and clients to understand their long-term financial goals, objectives and risk tolerance by analyzing their financial information including but not limited to their income, assets and liabilities. Recommends personalized investment and insurance solutions to meet the client's objectives. This role will be part of a sales desk team responsible for developing and maintaining TD Wealth's client base from several sources including Retail Store referrals from stores without Financial Advisors, digital prospects, marketing lead lists & accounts transitioned from a field Financial Advisors to the central desk.

nThis role possesses broad knowledge and the ability to inform and educate clients on the financial markets and market conditions. As a fiduciary this role puts the client's financial interests first when providing ongoing objective financial advice, long-term retirement planning and when conducting annual reviews to determine if there have been changes in their financial status or goals. This role will be part of a team that collectively is responsible for all aspects of maintaining client relationships by providing on-going advice, planning and day to day account servicing.

nDepth & Scope:

nnnAnalyzes client's financial information to determine appropriate investment and insurance strategies and products

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nnBuilds a client base by acquiring new clients on an ongoing basis

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nnMaintains existing client base keeping client information up to date

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nnRetains a book of business through relationship management and periodic updates to client's financial plan as needed

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nnMeets quarterly and annual sales goals

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nnProficient in Fin-Tech software to effectively track client engagement and provide advice

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nnEnsures all new clients receive the complete on-boarding experience, which includes: A thorough client discovery leading to a truly exceptional client experience, completion of a financial needs analysis to provide goals-based advice, and completion of all requisite client onboarding documents

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nnEffectively implements a process to ensure every client receives an Annual Client Review (ACR) meeting with an enhanced agenda focused on the client's overall wealth needs, as well as pro-active contacts

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nnServes as a central sales and planning point of contact for TD Mass Affluent clients, without a local FA relationship, who have a Wealth need; service all aspects of the client's relationship and submits appropriate referrals to all relevant partners, including local field FAs

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nnAnticipates client's needs and suggests the most appropriate Wealth solutions

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nnExecutes in a manner that is compliant with regulations, policies and procedures

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nnAdheres to all federal, state, SRO regulations and Firm policies related to all business activities (e.g. OCC, SEC, State Insurance Commissioners, NY Department of Financial Services, etc.)

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nnEnsures all Continuing Education requirements are attained

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nnResponsible for understanding and adhering to TD Bank & TD Wealth Policies and Procedures

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nnResponsible for implementing TD's Customer Identification Program (CIP) by collecting and verifying required customer identification information, and performing other Customer Due Diligence and Enhanced Due Diligence Requirements as outlined in the Business Unit AML procedures

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nnUncovers clients asset and transitions higher threshold clients to appropriate HNW Wealth partners as needed

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nnResponsible for fostering and contributing to a positive and constructive work environment with a focus on supporting the overall Wealth team

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nnContributes individually, as a team member and as a mentor to new FAs, to ensure strong performance, collaboration and enthusiasm

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nnRepresents TD Wealth to the general public in a professional manner

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nnBe involved in the community and support TDBG charity and community initiatives

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nnUnderstands and supports the Bank's Customer Service Strategy

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nnConsiders the impact of decisions on the well-being of TD, its Customers and stakeholders

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nnProvides the highest level of Customer service when dealing with internal partners, vendors or our Customers - WOW at every opportunity

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nnModels quality service delivery at every interaction

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nnLeads and contributes to the ongoing improvement of the partner/Customer experience

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nnBe engaged in advancing and sustaining a unique, inclusive culture that reflects TD's diversity agenda, and creates an extraordinary employee experience

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nnParticipates fully as a member of the team and contributes to a positive work environment

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nnMay provide leadership, training, and guidance to other team members

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nnEnsures ongoing communication with the team on the status/progress of projects and issues/points of interest

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nnActively shares information and knowledge, and proactively learns from the expertise of others

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n nEducation & Experience:

nnnBachelor's degree preferred

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nnSeries 7 and Series 66 or equivalent (Series 63 and Series 65) and Life and Health License or,

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nnSIE and 2+ years of experience relatable to the role and the ability to obtain Series 7 and Series 66 or equivalent (Series 63 and Series 65) and Life and Health within the Licensing and Registration Schedule

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nnAdditional experience preferred:

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nnUnderstanding of wealth management business development techniques, products, services and overall industry

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nnUnderstanding and experience with retail and small business banking and experience interacting with Mass Affluent and HNW clients

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nnConsultative sales experience preferred

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nnAbility to establish relationships and partner effectively with other departments

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n nWho We Are:

nTD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

nOur Total Rewards Package

nOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (

nAdditional Information:

nWe're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

nColleague Development

nIf you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

nIf you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

nWe're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

nTraining & Onboarding

nWe will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

nInterview Process

nWe'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

nAccommodation

nTD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

nIf you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

nUS Labor & Employment Posters ( | California Privacy ( |

nAccessibility ( | FAQ (

nOur Values

nAt TD we're guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

nOur Commitment to Diversity, Equity, and Inclusion

nAt TD, we're committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We're dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

nHelping to Make an Impact in Communities - TD Ready Commitment

nTD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That's why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It's our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. Learn more: Canada ( | US ( | Europe & Asia Pacific (

nFederal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

Worksite address

greenville, SC, 29610, US

Who can apply

Review the original listing for work authorization, qualifications and employer requirements.