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Tata Consultancy Services

PO and Payments Domain Business Analyst

jersey city, NJ

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Job description

Job Description

Payments Business Analyst

We are seeking a Payments Business Analyst with deep domain expertise across payments processing, clearing & settlement, and digital payments ecosystems. The candidate will act as a bridge between business stakeholders and technology teams, driving requirements, solution design, and delivery across payment platforms.

Must Have Technical/Functional Skills

Business & Functional Analysis

Gather, analyze, and document business requirements for payments initiatives

Translate business needs into clear functional specifications and user stories

Conduct gap analysis between existing and proposed payment systems

Create BRDs, FRDs, use cases, process flows, and functional specs

Payments Domain Expertise

Work across key payments areas:

Wire Payments (SWIFT, Fedwire, CHAPS)

ACH / SEPA

Real-Time Payments (RTP) / Faster Payments

Cards & Merchant Payments

Understand end-to-end payment lifecycle:

Initiation - Validation - Clearing - Settlement - Reconciliation

Domain Skills

Strong experience in Payments (mandatory)

Knowledge of:

ISO 20022

SWIFT messaging (MT/MX)

Payment hubs / core banking systems

Salary Range- $90,000-$130,000 a year

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Worksite address

jersey city, NJ, 07390, US

Who can apply

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