About this opportunity
Capital One lists this Principal Payment Tech Development Manager opportunity in deerfield, Illinois. Review the employer’s description below for duties, qualifications and application requirements.
Job description
The Principal Payment Tech Development Manager will lead the end-to-end design, development, testing, certification, and delivery of contact/contactless chip technologies, mobile payments, and other emerging payment devices. A critical focus of this role includes leading the development of card- and wallet-related functional and security requirements, consult on test plans, and test tools necessary for executing D-PAS card personalization and Mobile D-PAS Wallet validations—both of which are vital prerequisites for successful D-PAS product acceptance. The Manager will act as a key technical contributor to product specifications (functional and security features), manage strategic vendor relationships, and proactively mitigate risks or customer-impacting issues.
Core Responsibilities
Technology Design & Product Development Lead Innovation: Manage, design, and develop new payment technologies for both card acceptance devices and payment devices (including contact/contactless chips, mobile, and cloud-based payments)
Define Specifications: Contribute to the development of product technology specifications, focusing heavily on functional and security features.
Testing, Certification & Compliance Framework Development: Create and maintain comprehensive testing requirements, test plans, and procedures for new payment technology products.
Validation Ownership: Lead the debugging of the technology products using L2 tools required for the effective execution of type approval of the product.
Compliance Program Design: Advise on establishing certification requirements and compliance programs to ensure seamless, standardized product rollouts.
Vendor & Partner Management Strategic Partnerships: Manage relationships with external vendors, including card and chip manufacturers, test laboratories, test tool providers, and mobile application developers.
Quality Assurance: Oversee external partners to ensure the delivery of high-quality services and tools that align with corporate standards.
Industry Standards & Stakeholder Collaboration Standards Alignment: Manage and participate in the development of payment specifications within relevant global standardization organizations.
Cross-Functional Communication: Educate, communicate, and collaborate with internal and external stakeholders regarding new and updated payment standards and specifications.
Risk Management & Operations Proactive Mitigation: Actively manage, mitigate, and elevate risks or customer-impacting issues to senior management during day-to-day operations.
Basic Qualifications
High School Diploma, GED or equivalent certification
At least 5 years of payment technology research and development experience
At least 2 years of experience supporting, partnering and interacting with internal or external business clients
Preferred Qualifications
Bachelor's or Master’s Degree in Engineering, Computer Science or Technology
Experience working with EMV payments systems, mobile payment technologies including cloud-based payments and secure elements
Deep understanding of EMV Functional requirements and EMV Security requirements
Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23‑A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901‑4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
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Worksite address
deerfield, IL, 60063, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.