About this opportunity
USAA lists this Quantitative Risk Principal - Critical Risk Reporting opportunity in charlotte, North Carolina. Review the employer’s description below for duties, qualifications and application requirements.
Job description
Charlotte, NC - CENTS
nSan Antonio Home Office I
nFull time
nR
nWhy USAA?
nAt USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
nEmbrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.
nWe are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.
nThe Opportunity
nAs a dedicated Quantitative Risk Principal, you will lead the evolution of enterprise risk intelligence capabilities that inform strategic decision-making, risk appetite management, governance, and regulatory oversight. Serves as a recognized subject matter expert, applying advanced quantitative, statistical, financial, and risk management expertise to identify emerging risks, uncover meaningful trends, and distinguish signal from noise across complex risk environments.
nLeverages analytical intuition, intellectual curiosity, and innovative analytical techniques to transform large volumes of risk data, reporting, and external factors into actionable executive insights. Leads the advancement of predictive analytics, scenario analysis, stress testing, and forward-looking risk assessments that enhance the organization's ability to identify, measure, monitor, and respond to evolving risk exposures.
nProvides independent challenge and strategic perspective to executive leadership regarding risk exposures, emerging trends, model assumptions, and business decisions. Influences association-wide risk management practices, analytical standards, and long-term capability development through thought leadership, cross-functional collaboration, and deep business acumen.
nWe offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, Or Charlotte, NC
nRelocation assistance is not available for this position.
nWhat you'll do:
nnnDevelops, maintains, and continuously enhances highly sophisticated quantitative risk models, analytical frameworks, and methodologies that serve as foundational inputs for association risk management, strategic decision-making, risk appetite monitoring, and executive governance activities.
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nnApplies deep quantitative, statistical, econometric, financial, and risk management expertise to design innovative modeling solutions that assess current and emerging risks, quantify exposures, and influence association risk strategy and business decisions.
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nnDevelops advanced predictive, stress testing, scenario analysis, and simulation models to evaluate risk under a broad range of macroeconomic, market, operational, and business conditions, providing insights that shape association risk management priorities.
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nnProduces industry-leading analytical approaches and best practices for acquiring, transforming, validating, and maintaining complex data assets required to support association risk models and analytical solutions.
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nnIdentifies opportunities to improve risk measurement capabilities through enhanced data, advanced methodologies, emerging technologies, and innovative modeling techniques, influencing the evolution of association-wide risk analytics.
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nnDesigns scalable and sustainable model architectures that enable integration of multiple risk types, analytical capabilities, and future enhancements while maintaining rigorous model governance and performance standards.
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nnPerforms independent quantitative assessment and effective challenge of business assumptions, risk methodologies, model outputs, risk limits, and strategic decisions through advanced analysis and expert judgment.
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nnSynthesizes highly technical quantitative analysis into actionable business insights and strategic recommendations that enable executive leadership and governance committees to understand risk-return tradeoffs and make informed decisions.
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nnDevelops innovative methodologies for evaluating model uncertainty, tail risk, emerging risk exposures, and interconnected risk relationships across the association to enhance risk identification and measurement capabilities.
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nnEstablishes analytical standards, modeling best practices, and quantitative risk methodologies that influence association-wide risk management practices and advance organizational analytical maturity.
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nnEvaluates complex relationships among risk drivers, scenarios, and business outcomes to provide forward-looking insights regarding association risk exposures, capital impacts, resilience, and strategic alternatives.
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nnServes as the association's recognized authority on highly complex quantitative risk matters and provides expert consultation on issues where analysis is ambiguous, precedent is limited, and decisions carry significant association-wide impact.
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nnRepresents Risk leadership in executive forums, governance committees, and association working groups, communicating complex quantitative concepts, methodologies, and risk implications to senior leaders and key stakeholders.
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nnInfluences the strategic direction, prioritization, and delivery of quantitative risk capabilities through technical expertise, thought leadership, and evidence-based recommendations rather than direct management authority.
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n nWhat you have:
nnBachelor's degree in Economics, Finance, Statistics, Mathematics, Engineering, Actuarial Science, Data Science, or another quantitative field; OR 4 years of relevant education and/or experience.
n nExperiences that will support your success:
nnn10+ years experience in quantitative analytics, modeling, risk management, statistical analysis, actuarial science, data science, economics, or finance, to include 6 years of specific quantitative risk analytics experience with accountability for highly complex projects and initiatives with demonstrated association-wide impact.
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nnDemonstrated ability to synthesize large volumes of risk, business, operational, and external data into concise executive insights and decision-oriented recommendations.
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nnProven experience identifying emerging trends, leading indicators, concentrations, and potential risk exposures before they materialize into measurable business impacts.
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nnStrong analytical intuition and intellectual curiosity with a track record of challenging assumptions, asking the right questions, and uncovering insights not readily visible through standard reporting.
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nnExperience applying statistical analysis, forecasting techniques, scenario analysis, and predictive methods to support forward-looking risk management and strategic decision-making.
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nnDemonstrated success translating complex quantitative findings into compelling executive narratives that influence decisions at the senior leadership, committee, or board level.
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nnAbility to distinguish signal from noise within large, complex reporting environments and prioritize the risks, trends, and business implications most relevant to executive stakeholders.
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nnExperience leveraging advanced analytics, AI-enabled tools, or machine learning techniques to enhance insight generation while maintaining strong human governance, challenge, and accountability.
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nnProven ability to connect macroeconomic, operational, regulatory, and business trends into integrated risk perspectives that support strategic planning and enterprise decision-making.
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n nWhat sets you apart:
nnnAnalytical intuition and intellectual curiosity
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nnAbility to distinguish signal from noise
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nnForward-looking forecasting and scenario analysis
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nnUS military experience gained through military service or gained as a military spouse / domestic partner
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n nCompensation range: The salary range for this position is: $189,370 - $361,950 .
nUSAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
nCompensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
nEmployees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
nThe above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
nBenefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
nFor more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
nApplications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
nUSAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
nIf you are an existing USAA employee, please use the internal career site in OneSource to apply.
nPlease do not type your first and last name in all caps.
nFind your purpose. Join our mission.
nUSAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.
nUSAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.
nUSAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
nCalifornia applicants, please review our HR CCPA - Notice at Collection ( here.
nUSAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
Worksite address
charlotte, NC, 28245, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.