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Lima One Capital LLC

Regional Loan Officer, Business Development

charlotte, NC

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Job description

Job Type

Full-time

Description

Are you a driven sales professional ready to launch your career in business purpose lending? At Lima One Capital, we believe some of the best originators are built, not just hired. The Regional Loan Officer, Business Development role is your structured entry point into the world of real estate investment lending designed to develop high-performing salespeople into confident, knowledgeable loan originators across our full product suite of Fix and Flip Loans, New Construction Loans, and Rental Property Loans.

In this role, you'll work alongside experienced originators, learning Lima One's products, processes, and market inside and out, while beginning to build your own book of business. If you're competitive, coachable, and hungry to grow, this is the role for you.

This is an in-office, open to applicants located in the Charlotte, NC area.

What We'll Provide

Structured Training Path: A dedicated onboarding and mentorship program, giving you hands-on exposure to deal structuring, client management, and the full Lima One origination process - setting you up to graduate into a Regional Loan Officer.

Diverse Portfolio: From $30MM guidance lines to $15MM projects and competitive pricing across Fix-and-Flip, New Construction, and Rental loans, you will have the tools to serve clients and dominate the market.

Excellent Training: An engaged Learning & Development team with a dedicated Sales Training Specialist offering hands-on support as you ramp up and learn our products.

Customer Experience: From first call to final payoff. We are a vertically integrated lending process. Your borrowers will experience in-house sales consultants, white glove underwriting, appraisal management, servicing, and construction draws - making relationship selling easy.

Innovation: With tools like Salesforce, Gong, Forecasa, and our Retail Portal, our technology is constantly evolving to help you close more deals. Combine that with state-of-the-art lead generation tools and you'll have everything you need to own your pipeline and drive results.

What You'll Do Support Production: Partner closely with experienced originators, supporting their pipeline, setting meetings, sitting in on client calls, and learning deal structuring, product positioning, and relationship management firsthand.

Begin Building Your Own Pipeline: Prospect for new business opportunities through direct outreach, networking, and referral development.

Manage Relationships: Serve as a point of contact for assigned clients, ensuring a high-touch experience from initial inquiry through loan closing.

Learn the Full Loan Process: Gain exposure to the end-to-end loan lifecycle - from initial outreach and deal analysis to underwriting, approval, and closing so you're prepared to independently manage deals as you grow into a full originator role.

Build Your Community Presence: Establish yourself in the real estate investor community by attending industry events and building referral partnerships with brokers, investors, and industry professionals.

Consult and Educate: Develop a strong understanding of the Lima One value proposition and educate prospective borrowers on our product suite, helping them understand how we can help them grow their real estate investment business.

Requirements2+ years of sales, sales development, and/or lead generation experience

Demonstrated track record of prospecting, pipeline management, and closing deals

Excellent communication and presentation skills, with the ability to build trust quickly with investors and business partners

Highly organized, self-motivated, and comfortable working independently in a remote environment

Coachable mindset with a drive for continuous learning and career growth

Interest in real estate investment and private lending

Familiarity with Salesforce or similar CRM tools is a plus

Willingness to obtain an NMLS license within 90 days of hire

Bachelor's degree preferred

What We Offer

Industry Leading Benefits: Medical, Dental and Vision Insurance

Life Insurance, Short-Term Disability, and Long-Term Disability

Hospitalization and Accidental Insurance

Flexible Spending Accounts - Health and Dependent Care

Health Savings Account

Safe Harbor 401K with company match

Growing Families Support (including paid parental leave, infertility support and assistance, childcare reimbursement, and elder care)

Pet Insurance

Work Life Balance: 12 paid time off days and 5 sick days, in addition to 12 paid holidays - that's about a month of time to rest, relax, and recharge every year.

Career Development: We prioritize the growth and success of our team members. You'll benefit from continuous learning opportunities, dedicated mentorship, and the chance to refine your skills and advance your career.

Why Lima One?

At Lima One Capital we're relentlessly focused on a simple but powerful goal: to be the nation's premier lender for real estate investors. Inspired by that vision, every member of our team is driven by our mission to create opportunities for our customers and employees by educating, empowering, and financing real estate investors who are building, improving, and stabilizing their neighborhoods and communities nationwide. Loans Funded: $10+ billion in loans funded, 30k loans closed since 2010

Geography: 46 states + D.C. where we revitalize neighborhoods

Employees: ~250 employees with competitive benefits and perks

Stability: Backed by the immense resources of MFA Financial, a publicly traded mortgage REIT with 25 years of proven success

Veteran Founded: Founded by 2 US Marine Corps veterans, we proudly approach every deal and decision with grit, determination, boldness, and integrity

Recognized by the Inc.5000 as one of America's fastest growing companies, Lima One specializes in providing real estate investors with financing for their rental, fix-and-flip, and new construction projects. The company is distinguished as one of South Carolina's Best Places to Work and Top Workplaces. Lima One is headquartered in downtown Greenville, South Carolina. Learn more about us at limaone.com.

Lima One Capital does not sponsor H1B Visas. To be considered for employment, a candidate must be authorized to work in the United States for any employer and not require sponsorship, now or in the future.

Notice to Third Party Recruiters and Agencies

Lima One Capital does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of a fully executed agreement for a specified position, Lima One Capital has no obligation to pay any referral compensation or recruiter fee. In the event a recruiter or agency submits a resume or candidate without an agreement, Lima One Capital explicitly reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Lima One Capital. If you or your agency would like to be considered as a future recruiting partner, please email (Subject: Agency Partner Request).

Worksite address

charlotte, NC, 28245, US

Who can apply

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