Job description
Regulatory Specialist
We are Lennar
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500® company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
The Regulatory Specialist plays an integral role in upholding and strengthening Lennar Mortgage's Compliance Management Program. As a member of the Compliance Department, the position serves as a resource to business partners across the organization by providing regulatory guidance, identifying and mitigating risk, and promoting adherence to federal and state mortgage regulations and company policies.
Your Responsibilities on the Team
Research, interpret, and communicate federal and state regulatory requirements to business partners across the organization
Collaborate with Compliance team members and business partners on enterprise-wide projects, training, and other compliance initiatives
Review consumer-facing advertisements and provide regulatory guidance to the Marketing Department
Utilize Lennar Mortgage’s loan origination software, Encompass, to investigate loan-level issues
Research compliance-related inquiries from various lines of business and provide accurate and timely responses
Conduct transaction testing and monitoring of loan samples to identify risks and control weaknesses
Report findings to management, recommend corrective actions, and support business partners in remediation efforts
Monitor regulatory developments, industry trends, and emerging guidance to evaluate business impact and implementation requirements
Draft, review, and maintain company policies, procedures, training materials, and other resources
Leverage emerging technologies, including artificial intelligence (AI) tools, while adhering to company governance and security requirements
Prepare for and assist with federal and/or state examinations as needed
Perform other duties and special projects as assigned
Required Experience
Minimum of 3 to 5 years of mortgage compliance experience
Required Skills
Strong knowledge of federal and state mortgage lending regulations, including ECOA, HMDA, RESPA, TILA, UDAAP, ATR/QM, TRID, MAP, CAN-SPAM, SCRA, and TCPA
Ability to research, interpret, and apply regulations to business activities
Proficiency in Microsoft Office applications, including Outlook, Excel, Word, and PowerPoint
Effective verbal and written communication skills
Strong attention to detail and accuracy
Ability to manage workload, balance multiple priorities, and meet deadlines in a fast-paced environment
Preferred Experience & Skills
Knowledge of ICE Mortgage Technology Solutions, specifically Encompass preferred
Experience conducting Fair Lending reviews, including redlining analysis, matched-pair testing, or related monitoring activities preferred
Ability to prepare and/or submit regulatory reports, such as quarterly HMDA Loan Application Register data and Mortgage Call Reports (MCRs) preferred
This description outlines the basic responsibilities and requirements for the position noted. This is not a comprehensive listing of all job duties of the Associates. Duties, responsibilities and activities may change at any time with or without notice.
During the course of your employment, you may be required to use, download, or access certain Company-approved tools, programs, applications, or systems. These resources may include, but are not limited to, applications designed for customer engagement, operational efficiency, data analysis, Artificial Intelligence (AI) tools, and other business functions.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone’s Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar’s policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
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Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Originally posted on Himalayas
Who can apply
Eligible countries: United States. Accepted UTC offsets: UTC-10, UTC-9, UTC-8, UTC-7, UTC-6, UTC-5, UTC+14. Review the full description for employer-specific work authorization, residency and schedule requirements.