Job description
Please be advised: Visio Lending does not accept unsolicited resumes or services from third-party recruitment agencies. In the event, a recruiter or agency submits a resume or candidate without an agreement Visio Lending shall explicitly reserve the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, including those submitted to Visio Lending employees, shall be deemed the property of Visio Lending.
About Visio Lending
Visio Lending is the nation’s leader in rental home financing. Founded in 2012 in Austin, Texas, Visio enables small- to medium- sized investors to grow their rental home, and vacation rental portfolios. Headquartered in fantastic Austin, Texas, since late 2015, Visio has financed more than $1 billion in Rental360 loans. With more than $400 million in capital onboard, a proven record of investment grade bond issuance on Wall Street, and an outstanding 100+ team, Visio is poised for continued success.
Why We Love Working at Visio:
We at Visio are passionate about working together towards our goals to continually push this company forward. We innovate, collaborate, celebrate team successes, and recognize individual accomplishments. At Visio Lending, you’ll work on meaningful initiatives that directly support real estate investors nationwide. We offer a collaborative culture, growth opportunities, and flexibility with remote or hybrid work options.
How to Apply?
To be considered for employment, please submit your application online. While we appreciate all the interest we receive, only candidates selected for phone screening, or an interview will be contacted directly. You will receive application status alerts via email so make sure your email address is accurate.
Note: Incomplete applications will not be considered. Unanswered application questions or responses indicating “see resume” will be considered incomplete and you will be removed from consideration.
Visio Financial Services, Inc. is an Equal Opportunity Employer
The Opportunity
The Underwriter II is responsible for reviewing and evaluating moderately complex investor loan files, ensuring compliance with company policies, investor guidelines, and regulatory requirements. This role requires strong manual underwriting expertise and the ability to make independent, well-reasoned credit decisions while maintaining service-level expectations and loan quality. You will play an essential role in maintaining loan quality, supporting team workflows, and ensuring a seamless customer experience.
What You'll Do
Manage a pipeline of loan files, reviewing documentation to determine borrower eligibility and prevent fraud
Complete underwriting functions in accordance with program requirements, company standards, and regulatory guidelines
Ensure loans meet investor guidelines, SOPs, and compliance standards
Confirm all lending conditions are satisfied prior to closing
Ensure marketability of closed loans
Identify and escalate files that deviate from standard parameters
Evaluate borrower creditworthiness, loan collateral, and repayment capacity
Maintain acceptable turnaround times and SLAs
Review title commitments for compliance with investor and company guidelines
Deliver exceptional customer service to internal and external partners
Collaborate cross-functionally to support efficient workflows and continuous improvement
Perform other duties as assigned based on business needs
Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, NC, SC, TX, UT
Work Schedule: Monday - Friday: 8:30 am - 5:30 pm CST
Salary Range: $35.09 - $48.00/hr (Non-Exempt/Hourly/Overtime Eligible)
What We Are Looking For:
3+ years of mortgage underwriting experience, with a strong focus on Non-QM loans
Solid manual underwriting expertise
Comfortable working across multiple systems and technologies
Proven ability to meet deadlines and manage time-sensitive priorities
Strong initiative, reliability, and commitment to team success
Excellent written and verbal communication skills
Completion of all required training within designated timelines
High School Diploma or GED required
Internal Applicants: Must meet minimum qualifications and have no recent disciplinary actions.
What We Prefer to Find:
Someone with experience with Non-QM Loans
Someone with experience with underwriting DSCR loans
Someone with an Associate and/or bachelor's degree in business or a related industry area major
Someone with experience with Calyx Point and SalesForce
Originally posted on Himalayas
Who can apply
Eligible countries: United States. Accepted UTC offsets: UTC-10, UTC-9, UTC-8, UTC-7, UTC-6, UTC-5, UTC+14. Review the full description for employer-specific work authorization, residency and schedule requirements.