waypointjobs

CXM

Senior Backend Engineer, Payments

Remote — Worldwide (see timezone requirements)

Check who can apply and the requirements below before continuing.

Job description

Senior Backend Engineer, Payments

We are an international broker. Our clients fund and withdraw through roughly 60 payment methods across Asia, Africa, LATAM and the Middle East.

Payments is now a standalone function, and we are building the team around it.

We are looking for a Senior Backend Engineer who will own our connector layer and everything downstream of it: building a canonical adapter layer so that providers plug in rather than get built one by one, moving payment methods to server-to-server and embedded flows, and making transaction status reliable and observable across the estate.

You will also be the payments function's technical counterpart to the orchestration platform team: the behaviour we need from the platform is specified here, argued here and reviewed here.

Your responsibilities will be:

Building and owning the connector and adapter layer, so that adding or replacing a provider becomes configuration and a thin adapter rather than a new integration each time

Migrating payment methods from redirect flows to server-to-server and embedded flows where the provider supports it, and measuring the result

Owning everything downstream of the orchestration layer: reconciliation, transaction status handling on our side, method configuration and payment flows into the client portal

Making transaction status reliable end to end, through active status polling, idempotent processing and reconciliation

Building observability over transaction status and provider performance across the estate

Specifying the behaviour we need from the orchestration platform: transaction state machine, idempotency, polling, routing and cascading rules. You design it, argue for it and review what comes back

Supporting integration work for our card programme

Extending the same integration set to acquired entities as configuration rather than a new build each time

What you'll need:

5+ years in backend engineering, strong in TypeScript, Node.js, comfortable in relational databases

Production experience with payment systems: authorisation, callbacks, refunds, reconciliation and retry behaviour

Practical understanding of idempotency, asynchronous status handling, transaction state machines and designing for partial failure. This is the core of the role rather than a detail, and you will both build against it and specify it

Experience integrating third-party APIs of uneven quality, including working directly with a provider's integration team to resolve what the documentation does not answer

The ability to own a service rather than close tickets: architecture decisions, standards and root cause fixes

English and Russian at a working communicative level

Will be a significant plus:

Exposure to .NET for work touching the client portal

Experience with APM and local rails in Asia, Africa or LATAM rather than cards alone

Experience with bank transfer rails, virtual accounts, QR-based methods, mobile money etc.

Event-driven patterns in production: transactional outbox, idempotent consumers, sagas

Background in brokerage, crypto payments, orchestration or another high-volume payments environment; on the provider side, at a PSP, gateway or payment company

Active use of AI tooling in daily work

Ability to work independently and make decisions without constant oversight

Proactive mindset: willingness to propose improvements, fixes, new approaches

What the first year looks like:

In the first months you take over the integration codebase with a documented handover, strengthen transaction status handling, and ship your first server-to-server integration.

By mid-year the adapter layer is in place, new providers go live against it rather than as one-off builds, and transaction status and provider performance are observable across the estate.

In the second half the migration to server-to-server and embedded flows runs as a programme across methods, and the same integration set starts extending to our other entities. As the team grows, a Systems Analyst takes over instrumentation and verification while integration engineering stays with you.

Recruitment process:

HR interview, covering background, motivation and fit

Technical interview on backend engineering and the payments domain

Home task as a case from the real needs

System design and problem-solving interview, covering integration design, failure handling and status modelling

Final interview with senior stakeholders

We offer:

Fixed monthly compensation of [based on experience]

Fully remote work within GMT to GMT+4, with no relocation required

Ownership of the connector layer and everything downstream, with direct influence on what the orchestration platform becomes

Engineering problems that are not CRUD: asynchronous status across dozens of providers, partial failure, and local payment rails in emerging markets

Scope that grows with the business: a card programme, new entities and new payment products

Corporate AI tooling as part of the working process

Originally posted on Himalayas

Who can apply

The source lists worldwide eligibility. Accepted UTC offsets: UTC-11, UTC-10, UTC-9.5, UTC-9, UTC-8, UTC-7, UTC-6, UTC-5, UTC-4, UTC-3.5, UTC-3, UTC-2, UTC-1, UTC+0, UTC+1, UTC+2, UTC+3, UTC+3.5, UTC+4, UTC+4.5, UTC+5, UTC+5.5, UTC+5.75, UTC+6, UTC+6.5, UTC+7, UTC+8, UTC+8.75, UTC+9, UTC+9.5, UTC+10, UTC+10.5, UTC+11, UTC+12, UTC+12.75, UTC+13, UTC+14. Review the full description for employer-specific work authorization, residency and schedule requirements.

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