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Job description
Zions Bank is the largest provider of Auto Dealer financing in the state of Utah and recognizes that its success comes from the dedication, experience and talents of its diverse employee base. Auto Dealer loans include inventory floorplan financing, franchise (CAP) financing, and commercial owner-occupied real estate. Total current portfolio outstanding is > $1B and several dealer relationships exceed $100 million in commitments.
nAs we usher in the next generation of banking, we’re committed to being the premier employer of choice. We’re proud to have ranked among American Banker magazine’s “Best Banks to Work For” almost every year since 2013, as Best Employer from Utah’s Best of State, among the Best Places to Work in Idaho, and “among the Salt Lake Tribune’s Top Workplaces. Make the leap into a new era of banking. Let us transform your career.
nWith benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is committed to career growth and advancement. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.
nWe are seeking a Senior Commercial Lender to join Zions Bank at our location in Sandy, UT. The Senior Commercial Lender plays a key role in generating and servicing a wide variety of commercial loans, including the most complex and sensitive credits. This position is responsible for developing strong, low-risk commercial relationships while maintaining exceptional customer service. As the principal account and relationship manager, you will drive new business through client leads, referrals, and cross-selling efforts, while ensuring compliance with all regulations. Your expertise in credit analysis, loan structuring, and portfolio management will directly impact the organization’s long-term goals and reputation.
nResponsibilities:
nnnManage an underwriting team of Relationship Managers and Portfolio Managers overseeing $1B commercial loan portfolio.
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nnHelp to grow Auto Dealer loan portfolios by $200M at affiliate banks within the Bancorp footprint over the next 1-3 years.
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nnDevelop managerial skills to be promoted to Department Manager in 3-5 years.
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nnGenerate and service a diverse portfolio of commercial loans, including large and complex credits
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nnDevelop and maintain strong commercial relationships with new and existing clients
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nnAct as principal account and relationship manager, providing consultative direction and solutions
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nnDrive new business through client and prospect calls, referrals, and cross-selling bank products
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nnConduct credit analysis, loan structuring, client interviewing, and character judgment
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n nQualifications:
nnn8+ years’ experience with commercial or credit-associated lending, credit, or underwriting, or 11+ years of other directly related experience
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nnExpert knowledge of commercial loans, credit analysis, lending, loan processing, and closing processes
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nnProven ability to expand commercial loans, client relationships, and cross-sell bank products
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nnSolid sales ability and experience in applicant interviewing and perceptive character judgment
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nnStrong skills in loan structuring and monitoring credit performance
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nnExcellent interpersonal and communication skills
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nnWorking knowledge of software applications, including word processing and spreadsheets
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nnExperience managing a large commercial portfolio
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nnBachelor’s degree required; a combination of education and experience may meet requirements
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n nBenefits :
nnnMedical, Dental and Vision Insurance - START DAY ONE!
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nnLife and Disability Insurance, Paid Parental Leave and Adoption Assistance
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nnHealth Savings (HSA), Flexible Spending (FSA) and dependent care accounts
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nnPaid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
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nn401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
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nnMental health benefits including coaching and therapy sessions
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nnTuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
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nnEmployee Ambassador preferred banking products
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n nLocation: This position is in Sandy, UT and is in office 5 days per week.
nReq ID:
nEqual Opportunity Employer
nIt is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.
nIf you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at , Mon.-Fri. between 9 a.m. - 5 p.m. MST.
nClick here to view applicable Federal, State and/or local employment law posters.
Worksite address
midvale, UT, 84047, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.