About this opportunity
Harnham lists this Senior Credit Risk Analyst opportunity in miami, Florida. Review the employer’s description below for duties, qualifications and application requirements.
Job description
Senior Analyst - Portfolio Strategy
Miami, FL (Hybrid)
$120,000-$160,000 + bonus Fintech | Lending | Credit Strategy
We're supporting a fast-growing fintech lender that sits at the intersection of pricing, credit, analytics, and portfolio strategy.
This is one of the highest-impact analytical seats in the business. You'll help determine how credit and pricing decisions are made, measure their commercial outcomes, and influence senior leadership on strategy across origination, underwriting, offers, and portfolio performance.
You'll work closely with Credit, Pricing, Data Science, Engineering, and executive stakeholders to answer questions such as:
What is the true economic impact of a pricing change?
Which customer segments should receive different offers?
How is portfolio risk evolving across vintages and cohorts?
Where are the highest-value growth and automation opportunities?
You'll likely have:
5-8 years' experience within credit analytics, risk strategy, pricing analytics, or portfolio strategy
Lending, fintech, specialty finance, banking, or consumer/commercial credit experience
Strong SQL and Python (pandas)
Experience with vintages, cohorts, roll rates, losses, forecasting, and portfolio performance analysis
Ability to influence commercial decisions and present to senior stakeholders
Desirable:
Small business lending, MCA, revenue-based finance, unsecured lending
Exposure to scorecards, decision engines, pricing systems
AWS, dbt or modern AI tooling
This is a strong opportunity for someone who wants to move beyond reporting and become a genuine commercial decision-maker within a highly analytical, AI-forward business.
Worksite address
miami, FL, 33222, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.