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Job description
About Pagaya
Pagaya is a global technology company that uses artificial intelligence, machine learning, and a vast data network to provide consumer credit and residential real estate solutions. Its proprietary API and capital solutions integrate into a partner network to deliver seamless user experiences and greater access to the mainstream economy.
Responsibilities
Strategic Initiatives & Cross-Functional Execution Lead
Own Capital Markets strategic projects from problem definition through full implementation. Coordinate and drive execution across Risk, Finance, Legal, Tech, Operations, and external counterparties. Translate broad leadership goals into structured workplans, executive recommendations, and actionable implementation roadmaps.
Rating Agency, Investor, & Bank Strategy
Support strategic rating agency initiatives, including onboarding, diligence readiness, methodology/structuring mapping, and credit narrative formulation. Manage relationships across investment banks, institutional investors, and rating agencies.
Market Development & Secondary Liquidity
Drive initiatives focused on tracking and improving secondary market liquidity across relevant ABS shelves. Develop frameworks to monitor market liquidity, investor feedback, and provide updates and recommended actions to the executive team.
Scale, Automation, & AI Innovation
Identify and implement workflows to automate reporting, cash flow analysis (Intex), surveillance, and executive dashboards. Partner with internal technology teams to build and scale AI‑enabled Capital Markets workflows.
Required Qualifications
Experience
7+ years in capital markets, structured finance, securitization, investment banking, corporate strategy, or a related financial services field.
Domain Expertise
Strong mastery of structured finance and debt funding concepts (ABS, warehouse facilities, forward flow, private credit, and debt documentation).
Asset Class Knowledge
Deep experience with consumer finance/fintech lending platforms and consumer ABS asset classes (personal loans, auto loans, credit cards, BNPL).
Technical Skills
Familiarity with Intex, cash flow models, collateral performance analysis, and strong overall financial modeling capabilities.
Leadership & Drive
Proven ability to independently lead complex, ambiguous initiatives and drive cross‑functional alignment in a fast‑paced environment.
Education
Bachelor’s degree in Finance, Economics, Mathematics, Engineering, or a related quantitative field.
Compensation Range for New York–Based Hires
$175,000 — $250,000 USD, commensurate with candidate experience. Candidates working in locations other than New York may receive different compensation based on local labor costs.
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Worksite address
new york, NY, 10261, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.