Senior Mortgage Closer/Funder

Job description

Senior Mortgage Closer/Funder

CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a Senior Mortgage Closer/Funder to help grow our Closing Department. This in-person role is in our Plano, TX office. The Senior Mortgage Closer/Funder collaborates with essential internal departments as well as external title companies and attorneys. You will facilitate the closing process by delivering complete and accurate closing packages. This also includes completing the funding process and approving critical funding documents. You will work closely with Post-closing and Construction departments as necessary to resolve any issues. You will assist in contributing to the continuous improvement of processes with a focus on our borrowers and retail partners.

Essential Duties & Responsibilities

Drive the loan closing processing after clear conditions to close while multitasking loan closing escalations

Communicate with closing document provider and finalize closing documents in a loan closing package

Serves as subject matter expert (SME) in Change in Circumstance requirements, TRID regulations, and Closing Disclosure (CD) preparation

Collaborate with title company to reconcile and balance Closing Disclosure with precision and efficiency

Exceptional knowledge of investor loan closing requirements (FHA, Fannie Mae, Non-Conforming Land/Home)

Partner with the accounting dept for accurate and timely transfer of funds for closing

Examine and understand the risk of each final executed document prior to funding

Expert in loan structuring (purchase vs refinance) to comply with lending practices and federal regulations

Proficient in electronic document storage to index and audit closing documents

Conduct recording fee audits, update state recording templates and obtain title company refunds

Expertise in right of rescission requirements

Develop and maintain a positive experience for internal and external clients as primary point of contact for closing and funding

Keep the Closing manual current with the step-by-step procedures for each loan product

Identify inefficiencies in the closing and funding process, recommend improvements, and assist with policy/procedure updates

Serve as EME of the LOS and closing software, assist with system testing and updates.

Assist with post-closing and construction department responsibilities as needed

Strong attention to detail and accuracy maintaining service level commitments

Perform administrative, database administration and preparation of reports as required

Consistently meets and exceeds individual, team and department objectives

Perform other duties and special projects as assigned

Position Requirements, Capabilities, & Skills

Excellent written, verbal, and organizational skills, with the ability to multi-task

Meticulous research and critical thinking skills

Superior problem-solving and decision-making skills

Strong interpersonal skills and ability to work well with a wide range of people

Ability to read and interpret published rules and regulations

Self-motivated with the ability to work independently

Understanding of maintaining the confidentiality of non-public information needed to perform duties

Ability to multi-task; must be detail oriented

Minimum Qualifications

Bachelor's degree required, in Finance, Accounting, or Business

3+ years' experience as a loan closer in banking or financial services

Construction to permanent a plus

Strong understanding of Microsoft Office Suite, specifically Excel

We Offer

Competitive Salary

Medical/Dental/Vision Insurance

Paid Holidays

401K Match

Generous PTO

FSA/HSA Plans

Life /Disability/Accidental Insurance and much more!

Travel Required: No

Worksite address

plano, TX, 75086, US

Who can apply

Review the original listing for work authorization, qualifications and employer requirements.