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Job description
Senior Mortgage Loan ProcessorLocation: Fairfield County / Greenwich, CTWork Model: In OfficeCompensation: $75,000–$85,000 base salaryBonus/Incentive: per file after 10 loansSchedule: 9:00 AM–5:00 PMBenefits: Medical, dental, vision, 401(k), PTO, and additional benefits pending final confirmationOverviewA mortgage company is hiring an experienced Senior Mortgage Loan Processor to manage mortgage files from application through closing. This position is focused on complex residential loan files, including Non-QM, Jumbo, Super Jumbo, portfolio, conventional, and high-net-worth borrower transactions. This role is a strong fit for a highly organized, proactive processor who can independently manage a substantial pipeline, analyze complex borrower documentation, coordinate with borrowers and third parties, and identify issues before they delay underwriting or closing.ResponsibilitiesManage mortgage files from application through closingPackage and submit loans for approvalClear underwriting and closing conditionsMaintain complete, accurate, and compliant loan filesCoordinate with borrowers, loan officers, underwriters, attorneys, title companies, appraisers, and other third partiesProcess conventional, jumbo, super jumbo, Non-QM, and portfolio residential loansAnalyze personal and business tax returns, self-employed income, rental income, and other complex-income scenariosReview borrower assets, large deposits, gift funds, reserves, and source-of-funds documentationManage purchase and refinance transactionsSupport high-net-worth borrower transactionsReview mortgage disclosures, underwriting conditions, and closing requirementsCommunicate professionally with borrowers, referral partners, loan officers, underwriters, and managementUse residential loan origination systems, AUS, Arrive/ARIVE, Acumen, and AI toolsMaintain discretion when handling confidential financial informationQualifications• 3–5 years of mortgage processing experience• Experience independently managing loans from application through closing• Experience processing Non-QM, Jumbo, Super Jumbo, and portfolio loans• Conventional and jumbo residential mortgage processing experience• Strong ability to analyze personal and business tax returns, self-employed income, rental income, and complex-income files• Experience reviewing borrower assets, large deposits, gift funds, reserves, and source-of-funds documentation• Working knowledge of residential mortgage underwriting guidelines and documentation standards• Knowledge of mortgage disclosures, underwriting conditions, and closing requirements• Familiarity with TILA, RESPA, ECOA, HMDA, and fair-lending standards• Experience with DU/LP and residential loan origination systems• Arrive/ARIVE, Acumen, and AI tool experience preferred• Experience processing loans in New York, Connecticut, and Florida preferred• Experience with bank statement, P&L, asset depletion, condominium, cooperative, investment-property, and multi-unit files preferred• Familiarity with New York cooperative loans and attorney-driven closings preferred• Commercial lending experience is a plus• Mortgage bank, mortgage brokerage, community bank, private lender, or credit union experience preferred• NMLS registration or licensing preferred• Multilingual ability preferred• Ability to work in-office in the Greenwich/Fairfield County, CT area
Worksite address
old greenwich, CT, 06870, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.