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Airwallex

Senior Product Manager, Lending

san francisco, CA

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Job description

What you’ll do

As Senior Product Manager, Lending, you will own a critical part of Airwallex’s lending product portfolio and help shape how businesses access credit through our platform. You will work closely with engineering, design, credit risk, legal, compliance, operations, data, and commercial teams to build products that are intuitive for customers and robust for the business.

You will be responsible for identifying customer pain points, defining product strategy for your area, and driving execution from concept through launch and iteration. This role is ideal for someone who is excited by ambiguity, motivated by customer impact, and energized by solving hard problems in a fast-moving and regulated environment.

Responsibilities

Own product strategy, roadmap, and execution for a key area within Airwallex’s lending and credit product suite

Partner with customers, commercial teams, and internal stakeholders to deeply understand customer problems, validate opportunities, and identify the right segments to serve

Translate complex credit, regulatory, operational, and technical requirements into simple, scalable product experiences

Work closely with engineering and design to define solutions, prioritise trade-offs, and deliver high-quality products with speed and rigor

Partner with credit risk, legal, compliance, and operations teams to ensure products are commercially effective and operationally sound

Help shape embedded lending and first‑party lending propositions, taking new ideas from concept to launch

Define success metrics, analyse product and portfolio performance, and use data to improve conversion, customer experience, unit economics, and risk outcomes

Stay close to market trends, customer needs, and the competitive landscape in SME banking, credit, and embedded finance

Minimum qualifications

5 to 7 years of overall professional experience

Significant experience in product management, with a strong track record of shipping and scaling products in fintech, financial services, lending, or adjacent regulated domains

Experience taking products from ideation through delivery and iteration, ideally in complex cross-functional environments

Strong product judgment and analytical skills, with the ability to use data and first‑principles thinking to make decisions

Strong stakeholder management and communication skills, with the ability to influence technical and non‑technical audiences

Ability to thrive in cross‑cultural and cross‑functional teams

Bachelor’s degree or higher with strong academic achievement

Preferred qualifications

Experience with lending, credit, working capital, underwriting, or embedded finance products

Familiarity with SME banking, lending operations, credit risk, or regulatory requirements across one or more markets

Experience working closely with risk, legal, compliance, or operations teams in a regulated environment

Experience in high‑growth technology or startup environments

Background in software engineering, economics, finance, or consulting

Equal opportunity

Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.

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Worksite address

san francisco, CA, 94199, US

Who can apply

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