About this opportunity
Wilson Bank & Trust lists this Senior Risk Assessor (Remote) opportunity in lebanon, Tennessee. Review the employer’s description below for duties, qualifications and application requirements.
Job description
Were committed to bringing passion and customer focus to the business.
Senior Commercial Underwriter
If you’re looking for a career where purpose meets opportunity, and where your contributions truly make a difference, Wilson Bank & Trust is the place for you.
Working at Wilson Bank & Trust means joining a purpose-driven organization where community impact and professional growth go hand in hand. The commitment to serving communities is matched by dedication to supporting employees—through recognition, rewards, and opportunities to grow. The Senior Commercial Underwriter prepares loan requests for intake to include reviewing for completeness, concentration risk, and adherence to Bank credit policy. This position also reviews underwriting analyses to verify accuracy, consistency, and adherence to Bank credit policy. The Senior Commercial Underwriter serves as a resource for complex commercial requests and loan structures, and coordinates with credit analysts and senior leadership to support timely and well-supported credit decisions. This position reports to the Commercial Underwriting Manager and provides excellent service and support to team members and customers while demonstrating the Company’s values and supporting the mission.
Prepare loan requests for intake to include reviewing for completeness, concentration risk, and adherence to Bank credit policy
Assign loan requests to credit analysts for financial spreading, cash flow modeling, and comprehensive analysis
Mentor credit analysts regarding loan structure and methodology
Review underwriting analyses prepared by analysts and underwriters to verify accuracy, consistency, and adherence to Bank credit policy
Communicate with lenders and credit analysts regarding incomplete underwriting analyses, assisting with resolution as needed
Serve as a senior technical resource for complex commercial credit requests and loan structures
Identify opportunities for process improvement to enhance efficiency, documentation quality, and exam readiness
Consult with lending team members and provide guidance regarding the commercial underwriting process and loan policy interpretation
Verify departmental documents and activities are compliant with applicable laws, regulations, policies and procedures
Maintain professional and technical knowledge by attending educational workshops, reviewing professional publications, and establishing personal networks
Attend training as requested
Participate in outside community activities as required
Bachelor’s degree in business, accounting, finance or related field
~Advanced skills with Microsoft Office to include Excel
~ Solid ability to read, analyze, and interpret personal and business financial statements and related tax returns
~ Ability to apply technical knowledge and expertise to department policies and procedures
~ Ability to work on multiple projects simultaneously while accomplishing daily tasks
~ Demonstrate flexible and efficient time management and ability to prioritize workload
~ That’s why we offer an all-inclusive total compensation package, including generous ATO, personal days, sick time, along with unique offerings such as the ability to combine accrued time with short-term disability for 100% pay, and more. Our Employee Assistance Program and Employee Care Fund provide additional support when you need it most. We celebrate achievements through peer-nominated award ceremonies and an interactive digital rewards platform, ensuring employees’ contributions are recognized companywide.
Whether partnering with local schools to teach the next generation hands-on financial life lessons through School Bank, exploring diverse career paths through our Banker Academy Program, or investing in yourself through our Employee Stock Purchase program, you’ll find opportunities tailored to your interests and ambitions while working for WBT. We invest heavily in development through mentorships, workshops, banking schools, and certifications because when our people grow, our customers thrive.
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.