About this opportunity
VetraFi, Inc. lists this Senior Software Engineer opportunity in new york, New York. Review the employer’s description below for duties, qualifications and application requirements.
Job description
We are a seed‑stage FinTech company building the premier financial tools and banking product for military service members. With product launch targeted for 2026, this is a pivotal moment to join our founding technical team and shape the future of military‑focused banking.
The Role
We’re seeking a Senior Software Engineer to own and drive product development for our core banking products and Personal Finance Management (PFM) features. This is a high‑impact role where you’ll translate product vision into production‑ready code, establish technical patterns, and help scale our engineering practices from pre‑launch through initial customer adoption.
What You’ll Own
Core Banking Development : Lead development of critical banking features including account management, transaction processing, and payment rails integration
PFM Feature Finalization : Design and implement Personal Finance Management capabilities including budgeting, insights, financial goal tracking, and spending analytics
Technical Architecture : Make key architectural decisions for scalability, security, and regulatory compliance (SOC 2, banking regulations)
Cross‑functional Collaboration : Partner closely with our UI/UX designer to deliver exceptional user experiences and work with the founding team on product strategy
Code Quality & Best Practices : Establish engineering standards, testing frameworks, and CI/CD pipelines that will scale with the team
Pre‑launch Execution : Drive toward product launch with ownership over technical milestones, risk mitigation, and delivery timelines
What We’re Looking For
Required Experience
6+ years of software engineering experience
Strong full‑stack development skills with production experience in modern frameworks (React/React Native, Node.js, or similar)
Deep understanding of API design, microservices architecture, and database design (SQL and NoSQL)
Experience building secure, compliant systems – ideally in fintech, payments, or other regulated industries
Track record of taking products from concept to production, preferably at early‑stage companies
Proven ability to work autonomously, prioritize effectively, and deliver with limited resources
Highly Valued
Prior fintech, banking, or payments experience
Experience with Plaid, Stripe, or similar fintech APIs
Knowledge of banking regulations, PCI DSS, SOC 2, or similar compliance frameworks
Background in startups, particularly pre‑launch or 0‑to‑1 product development
Contributions to open‑source projects or technical writing
Technical Skills
Languages: Proficiency in modern backend and frontend languages
Databases: PostgreSQL, MongoDB, Redis, or similar
Testing: Unit, integration, and end‑to‑end testing frameworks
What Success Looks Like
First 30 days : Deeply understand our technical stack, product roadmap, and banking domain requirements. Ship first meaningful contribution.
First 90 days : Lead development on core features. Establish technical patterns and documentation that the team adopts.
First 6 months : Successfully launch core banking and PFM products to initial customers. Demonstrate technical leadership and become a trusted partner to founders.
Why Join Us
Ownership : This isn’t a cog‑in‑the‑machine role. You’ll have genuine ownership over products that thousands will use daily.
Impact : Join pre‑launch and shape technical decisions that will define the company for years.
Growth : As we scale, grow into engineering leadership (Staff Engineer, Engineering Manager, or VP of Engineering).
Compensation : Competitive salary + meaningful equity stake, comprehensive benefits.
Team : Work alongside passionate, talented teammates in a collaborative, low‑ego environment. Many of our core team are military veterans passionate about solving the financial problems that the military community faces.
Team & Culture
You’ll join an engineering team of two exceptional engineers and one UI/UX designer, working closely with the business team. We value:
Shipping over perfection : Bias toward action while maintaining high standards
Transparency : Open communication about challenges, trade‑offs, and decisions
Ownership mindset : Taking responsibility for outcomes, not just outputs
Continuous learning : Growing through feedback, iteration, and experimentation
Location & Work Arrangement
Remote (US‑based)
Base Salary : $160,000 – $210,000 (depending on experience)
Equity : .25% – 1%
We are an equal opportunity employer and value diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Related Questions
VetraFi
We’re more than a workplace — we’re a mission
VetraFi is a neobank built for those who serve. We’re reimagining financial services for servicemembers and veterans — from high‑yield savings accounts to credit‑building tools — all tailored to the military journey. Backed by top‑tier investors, we’re growing fast and with purpose.
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Worksite address
new york, NY, 10261, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.