Job description
Founded in 2017, NinjaHoldings works to give everyday Americans better access to financial services than traditional institutions typically provide. Through our CreditNinja and NinjaCard brands, we offer digital banking and lending products designed for consumers often overlooked, paired with incentives that support long-term financial improvement. Our Edge brand extends this expertise to other companies, providing underwriting, fraud detection, and analytics services. Headquartered in Chicago with a distributed global workforce, we are a lean, growing organization committed to advancing consumer finance in the US.
Job Summary
The Software Engineer will be responsible for building new systems, enhancing and refactoring existing systems, integrating with external systems, and performance projects. This person will work with the existing team of developers, QA and Product Managers to design and implement features, have input on roadmaps and bring prior experience to ensure a world class product. You will work closely with your technical lead to shape the overall Engineering vision and roadmap.
This person has built systems from the ground up and had to deal with bad design assumptions and scaling issues. The right candidate has developed good design instincts through a mix of seeing 'what not to do' as well as being a 'student' of good design.
You'll be part of a team that works in one of the following areas.
Customer Communication - how we communicate with our customers & potential customers. I.e. email, sms, snail mail
Identity - managing customer and potential customer information
Decisions - Decision systems for bidding on marketing leads and automatically making underwriting decisions.
Portfolio Management - Systems responsible for managing the life cycle of our lending and banking products such as integrations to external payment processing systems
Key Responsibilities:
Design, develop or modify software and/or software systems and also taking the service architecture into consideration
Analyze user needs to determine how software should be built or if existing software should be modified
Translate business requirements and specifications into usable and scalable software
Lead design and code reviews
Participate in discussions about the team’s future vision and strategy
Ideal Candidate Will Have:
3+ years of professional experience as a backend software engineer for non-trivial web applications
3+ years of Ruby on Rails, bonus point for Hotwire Turbo/Stimulus + Tailwind experience
Thinks critically about work to guarantee business functionality. Understands and takes into account business goals into their technical decisions
Can break down large initiatives into incrementally implementable deliverables
Strong communication ability to describe complex problems and solutions
Able to work across teams to tackle complex issues
Extensive experience with data model design for relational databases
Additional Pluses:
Extensive experience using SQL to investigate non-trivial issues or to create complex reporting
Strong experience on the Frontend or the infrastructure (DevOps)
Prior FinTech experience
Benefits & Perks:
Flexible Paid Time Off
Health Benefits with generous medical, dental and vision insurance plans
401(k) with matching contribution
Paid Family Leave
Annual Wellness & WFH subsidies
Employee Referral Program
Remote first culture with convenient downtown office in the heart of the city
IMPORTANT NOTICE:
Please carefully review communications to ensure that they are from the official Breezy applicant tracking platform (@ninjaholdings.breezy-mail.com) or an official NinjaHoldings brand email: @ninjaholdings.com, @creditninja.com, @ninjacard.com, or @edgescore.com. If you have been contacted regarding a job opening at NinjaHoldings from any other email address, including similar email variations, this is NOT a trusted source. We recommend that you refrain from responding to suspicious emails and file a complaint with the FBI's Internet Crime Compliant Center (IC3) at . For questions or to confirm the authenticity of a communication, please email hr @ ninjaholdings.com.
Salary: $100,000 – $150,000 / yearOriginally posted on Himalayas
Who can apply
Eligible countries: United States. Accepted UTC offsets: UTC-10, UTC-9, UTC-8, UTC-7, UTC-6, UTC-5, UTC+14. Review the full description for employer-specific work authorization, residency and schedule requirements.