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Job description
Overview
Visa is a world leader in payments technology, facilitating transactions across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll work on complex distributed systems and solve large-scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.
The Opportunity
We are looking for versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base.
Join the Commercial and Money Movement Solutions (CMS) organization as a Senior Staff Engineer focused on leveraging AI to solve complex engineering and customer challenges. You will work on innovative solutions that combine deep technical expertise with AI/ML capabilities to enhance developer productivity, improve customer experiences, and drive next-generation commercial payment and money movement technology for B2B, B2C, P2P, and G2C flows.
The Work Itself
Design and architect AI-powered solutions that solve engineering productivity challenges and enhance customer-facing products across CMS
Lead technical initiatives leveraging agentic AI, LLMs, and machine learning to automate workflows and improve software quality
Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings
Drive experimentation with emerging AI technologies and make technical decisions on adoption and standards
Develop robust and scalable products intended for a myriad of customers including end-user merchants, B2B, and government solutions
Develop scalable platforms and services that integrate AI capabilities into Visa\'s commercial payment and money movement systems
Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities
Essential Functions
Works directly with product owners to gather and refine requirements across products, considering existing tools and solutions across the organization
Develops and designs advanced architecture solutions that are robust and scalable, integrating AI capabilities with Visa\'s technical ecosystem
Provides domain expertise on the development of technical documentation and contributes to standard processes in technical documentation as needed
Plays a key role in the development and delivery of new features across products from end-to-end
This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Visa requires at least 3 days in office; expectations of these days will be confirmed by your Hiring Manager.
Qualifications
Basic Qualifications
8+ years of relevant work experience with a Bachelor’s Degree or at least 5 years of experience with an Advanced Degree (e.g. Master’s, MBA, JD, MD) or 2 years of work experience with a PhD, OR 11+ years of relevant work experience
9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Master’s, MBA, JD, MD) or 3 or more years of experience with a PhD
Master\'s degree in Math, Science, Engineering, Computer Science, Information Systems or related field AND minimum six (6) years of experience in a directly related field OR Bachelor\'s degree in Math, Science, Engineering, Computer Science, Information Systems or related field AND minimum eight (8) years of experience in a directly related field OR Minimum eleven (11) years of directly related experience
Experience with AI agent frameworks, LLMs, or generative AI applications (Claude, GPT, etc.)
Knowledge of AI-powered development tools (Claude Code, GitHub Copilot, etc.) or building similar systems
Experience applying AI to solve engineering challenges or customer-facing product features
Understanding of commercial payments, money movement, B2B payables, or payment processing
Experience with cloud platforms (AWS, Azure, GCP) and modern architectures
Knowledge of API design, microservices, and distributed systems
Experience leading cross-team technical initiatives
The Skills You Bring
Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale
AI Expertise: Experience with agentic AI, LLMs, AI agent frameworks, or machine learning applications
Challenge the Status Quo: Comfort in pushing the boundaries, ‘hacking’ beyond traditional solutions
Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++)
Architecture & Design: Proven track record designing scalable systems that integrate AI capabilities
Builder: Experience building AI-powered features for engineering productivity or customer-facing applications
Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc.
Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams
U.S. Applicants Only
The estimated salary range for this position is $169,100.00 to $270,800.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.
Work Hours
Varies upon the needs of the department.
Travel Requirements
This position requires travel 5-10% of the time.
Mental/Physical Requirements
This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.
Visa is an EEO Employer
Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.
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Worksite address
foster city, CA, 94420, US
Who can apply
Review the original listing for work authorization, qualifications and employer requirements.